--- In [email protected], bob_brigante <[EMAIL PROTECTED]> wrote:
<snip>
  Most people opt for the reduced (75%) 
> monthly payment at age 62, which for most middle-class earners is 
> about $950/month currently -- if you wait til age 70 to start 
> collecting, you get 125% of the amount that you would get if you 
> retired at 66 or 67.

However, if you start collecting early--even though
the monthly amount is less--depending on when you
croak, you may have collected more in total than if
you started later.


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