Hi Gabby - I tend to agree with you although I don't know anything about the 
HMO thing... Insurance companies (esp. car insurance) ALWAYS want to rip you 
off!!

I will pose that question to petinsurance.com and see what they say. Let you 
all know.

sue c


>From: Gabriela Perez <[EMAIL PROTECTED]>
>Reply-To: [EMAIL PROTECTED]
>To: [EMAIL PROTECTED]
>Subject: Re: OFF TOPIC pet insurance
>Date: Thu, 19 Oct 2000 18:16:43 -0500
>
>This is going to sound mean, so I'll apologize to insurance companies in 
>general
>before going on.  However, I believe that if there is any way that many
>insurance companies can turn down a claim, they will find a way to do so. I 
>have
>seen this time and time again with human insurance and don't doubt the pet
>insurance would also fit the pattern.  In my head right now, I can  hear 
>the
>company telling you that even 20 neg test results wouldn't change the fact 
>that
>there was ONE test result that showed positive and so sorry but no go on 
>the
>claim. I am being really pessimistic about this. I hope you find out the
>opposite and that the company will document in writing its willingness to 
>fund
>health care for a kitty who has reverted to negative.
>
>Gabby and los gatos fregados (the darn cats!)
>
>Susan Campbell wrote:
>
> > Here's an interesting question, what if a cat that tested positive, then
> > tests negative (twice)... how would they deal with that? I mean if they 
>want
> > me to supply a negative felv test result - I can give them 2 from 2
> > different tests..... just wondering...
> >
> > sue c
> >
> > >From: "kelly herrmann" <[EMAIL PROTECTED]>
> > >Reply-To: [EMAIL PROTECTED]
> > >To: [EMAIL PROTECTED]
> > >Subject: Re: OFF TOPIC pet insurance
> > >Date: Wed, 18 Oct 2000 21:26:54 GMT
> > >
> > >Jill,
> > >Just to add to what Kat says....i know for a fact that they will not 
>cover
> > >a
> > >cat that has been diagnosed with felv.  i went to the link you sent 
>after i
> > >replied the 1st time and it is the same insurance i have.  I feel they 
>are
> > >pretty good.  But like i said they will not insure a cat previously
> > >diagnosed with felv.  You could ask and maybe they have changed their
> > >policy, but i doubt it.  I am sorry.  try researching other pet 
>insurance
> > >companies.
> > >kelly
> > >
> > >>From: Kat <[EMAIL PROTECTED]>
> > >>Reply-To: [EMAIL PROTECTED]
> > >>To: [EMAIL PROTECTED]
> > >>Subject: Re: OFF TOPIC pet insurance
> > >>Date: Wed, 18 Oct 2000 15:16:54 -0400 (Eastern Daylight Time)
> > >>
> > >>Hi Jill,
> > >>Read the fine print VERRRRY carefully - the insurance co may disallow 
>all
> > >>FeLV related bills due to the "pre-existing illness" clause since she 
>has
> > >>already been diagnosed as FeLV+.  (I purrsonally don't trust them)
> > >>Kat (Mew Jersey)
> > >>
> > >>On Wed, 18 Oct 2000, Jill Franklin wrote:
> > >>
> > >> > Date: Wed, 18 Oct 2000 19:08:34 GMT
> > >> > From: Jill Franklin <[EMAIL PROTECTED]>
> > >> > Reply-To: [EMAIL PROTECTED]
> > >> > To: [EMAIL PROTECTED]
> > >> > Subject: OFF TOPIC pet insurance
> > >> >
> > >> > i know this is off the topic that are supposed to discuss, but i 
>saw an
> > >>ad
> > >> > in a magazine for a website call petinsurance.com.  it covers a lot 
>of
> > >>stuff
> > >> > for just $9 a month.  i was just wondering if any had insurance on
> > >>their
> > >> > cats, or dogs for that matter.  it looks like a really good idea 
>for me
> > >>and
> > >> > jack, since in the future she could get sick and accumulate 
>monsterous
> > >> > bills, and being the college student that i am and working a part 
>time
> > >>job,
> > >> > i couldn't afford the best medical care for her and i don't want
> > >>anything
> > >> > less for my baby.  so, back to the question, does anyone have 
>insurance
> > >>on
> > >> > their pets, and if so, what company and what does it cover?  also, 
>if
> > >>you
> > >> > want to look at that website and see what you think, i would be
> > >>interested
> > >> > in hearing from you all.
> > >> >
> > >> > also, the shirts are going really well, i'm impressed with the 
>designs
> > >>so
> > >> > far.  keep up the good work!!
> > >> >
> > >> > Love,
> > >> >
> > >> > Jill and kisses from Jack
> > >> >
> > 
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> > >> >
> > >>
> > >
> > 
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