Robert writes:
>Insurer Not Required to Defend Homeowner Who Shot Intruder
><http://www.law.com/jsp/article.jsp?id=1126775114950>
>New York Law Journal
>
> ... The panel strictly construed the
>insurance policy language in holding that because the defendant shot the
>decedent at close range with a 12-gauge shotgun, the action triggered an
>exception for incidents that are "expected or intended" by the insured.

  I put a railing on the stairway to my front door, and put a rubber mat
under the throw rug at the entry.  I guess that means a visitor falling
is an incident that I "expected or intended".  ???
-- 
--henry schaffer
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