Hi Pat > > Anyway, if anyone here is carrying it, I'd be interested to hear > about your experience. Feel free to contact me offlist. >
I have both general business insurance with large public liability cover and where necessary I get professional indemnity insurance. The professional indemnity insurance is the one that is really expensive. I only bother with it on specific jobs, otherwise I ensure that processes are in place where the liability/accountability is held by the client. When I have professional indemnity insurance the cover is only for the specific job and is always a hassle to get sorted. Cheers Alan