Ed,

 

According to the Economist, the economies of much of the developed world are resting on the shifting sands of land speculation, just like the US. They didn't call it land speculation, they said it was a housing boom -- but land speculation is what it is.

 

Yet, every major depression has been preceded by wild land speculation.

 

I hope you saw the piece I posted about Chicago’s 100 Years and 5 depressions.

 

According to Classical theory, rising rack-rents and land sale prices in due course place the economy in an untenable position. At this point, anything may trigger a full-scale depression. This is why Samuelson can tell us that, asked to give reasons for an economy falling into depression, a diligent student could prepare a list that could run into dozens.

 

These “reasons” are triggers – events that give the economy a final push over the edge. The free market economy can adjust to any trigger, but it cannot adjust when a major component of the economy – land - is not controlled by the market price mechanism.

 

Failure to recognize the real problem has led to ever increasing interference in the economy by the state. This has two effects – the economy runs at less than optimum and an expensive bureaucracy burdens the citizens.

 

Perhaps because playing with production becomes the target of a controlled economy, producers become more important than consumers to the economic controllers and for that matter to the politicians.

 

The controllers of the economy become entranced with policies that protect the producer from competition -- such as import restrictions of every kind, proliferating patents, subsidies to producers, and the ever present awards of government contracts to "favorite sons". They also search for ways to increase consumer spending – not because that might be good for citizens, but because it helps producers to move their goods (that’s how they got the SUVs to sell).

 

Yet, in a natural economy -- that is to say the free market -- the consumer is king. Wages, the return to labor, are the reason for production. Indeed, without wages there would be no production. The continually rising quality and falling prices of the free market are equivalent of raising the consumers’ wages – and we are all consumers.

 

At another level, the matter of the trade balance puts this into some kind of hysterical focus. Sensibly, what is important is not what you send out, but what you get back.

 

The goods you send out cost you exertion and time. The goods you get back are your wages. Because you're sensible, you want to spend as little time in exertion as you can in "work". Similarly, because you're sensible, you want to get as much back for your work as you can -- the higher the wage you receive the better off you are.

 

(If that sound like the “least exertion” assumption – it should.)

 

Yet, such are the mysteries of this arcane game that used to be economic science, that we have completely reversed common sense and we struggle to find work for people when we should be "struggling" to find wages. In my ignorance, I would have thought that the only time you need worry about finding a job is when everybody has everything and no jobs are necessary.

 

But then – why worry?

 

China has the same peculiar economists as do we. They won't significantly play about with the yuan because they want to keep people working even if they get nothing back for the production. If they do get something back in the form of pieces of paper a issued by the U.S. Treasury and this is acceptable to them, so much the better.

 

When all of us have everything we want from the latest cell phone to a complete health service, we won't need jobs. But, that's not the case. There are enormous deficiencies in all our lives that need to be filled. That we accept involuntary unemployment as ‘natural’ is beyond belief.

 

The major difference between now and 1929 is that currently the economy has become a fairly rigid structure. The looser economic structure of the great depression without the economy to plunge to the bottom. According to Classical theory, when land prices hit bottom it becomes possible for production to begin again -- and it does.

 

Of course, in the 30’s the New Deal did everything wrong out of ignorance rather than evil intent. Governmental mistakes kept the economy stagnant for much of the 30s. Unemployment began to increase again in 1938 and perhaps only the European war saved the US from economic ignominy.

 

Today's controlled economy may not allow such a crash to the bottom (politically could not allow it). So, the economy may hang -- in a position where land prices have not fallen low enough to allow a rapid resumption of work (and a movement up toward the next crash).

 

Japan is a modern example of this. Some 12 or 13 years ago, the speculative land bubble burst and Japan crashed into depression. But not all the way. The rigidity of the Japanese economy including various kinds of restrictive land regulations prevented a complete crash.

 

So for the last dozen years, the Japanese economy has hung, twisting in the wind. Slowly, land prices have been easing down throughout the 12 years. The neo-Classical controllers of the economy have done everything they could think of to get the economy moving again, including minus interest, but nothing works. The economy will pick up when land prices fall enough for production to resume.

 

The Asian economies crashed as result of land speculation. The official reason was bank and currency collapse but, reading carefully, you'll note something like "unwise ventures in real estate" in the record. When land prices fell the banks were holding collateral worth nothing.

 

And so it goes. And

 

Harry

 

*******************************

Henry George School of Social Science

of Los Angeles

Box 655  Tujunga  CA 91042

818 352-4141

*******************************

 

 


From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Ed Weick
Sent: Friday, August 12, 2005 6:31 AM
To: [email protected]
Subject: [Futurework] Dreaming the life?

 

From the following, it would seem that Americans, able to cash in or borrow on rising housing prices, may think they are living the dream, but they are actually dreaming the life.  Given the role that China is playing in funding the US fiscal and trade deficits, and, generally, keeping the American economy bouyant, the American lifestyle is in some danger.  Think of what might happen if China decided not to buy US Treasury bills or if the yuan rose sharply against the dollar, making imported goods much pricier than they are now.  Why might China do this?  Recent American political hostility toward it (e.g. frustrating CNOOC's bid to purchase Unocal) might just prompt China to remind Americans how dependent on foreign production and wealth their economy really is.

 

The results might not be entirely negative.  Americans might be prompted to start manufacturing things again instead of buying them abroad.  And it could put an end to the fiscal nonsense of tax cuts for the rich and huge fiscal deficits.  For the world at large, it could mean cutting the world's only superpower back down to size.  That would be a good thing.

 

Ed

 


The New York Times


August 12, 2005

Safe as Houses

I used to live next door to a Russian émigré. One day he asked me to explain something that puzzled him about his new country. "This place seems very rich," he said, "but I never see anyone making anything. How does the country earn its money?"

The answer, these days, is that we make a living by selling each other houses. Since December 2000 employment in U.S. manufacturing has fallen 17 percent, but membership in the National Association of Realtors has risen 58 percent.

The housing boom has created jobs in two ways. Many jobs have been created, directly and indirectly, by a surge in housing construction. And rising home values have fueled a simultaneous surge in consumer spending.

Let's start with home building. Between 1980 and 2000, which was before the housing boom, spending on the construction of new homes averaged 4.25 percent of G.D.P. In the most recent quarter, however, the figure was 5.98 percent. That difference is equivalent to about $200 billion a year in additional spending, generating roughly two million extra jobs.

Then there's the jump in house prices. Over the past five years housing prices have grown much faster than the overall cost of living, adding about $5 trillion to the public's wealth. Typical estimates say that each additional dollar of housing wealth adds about 3 cents to annual consumer spending, as families reduce their savings and borrow against their newly valuable homes. So we're talking about an additional $150 billion in spending, and roughly 1.5 million more jobs.

Does anything else in the U.S. economy rival housing as a source of job creation? Well, there's also the military buildup. The Economic Policy Institute estimates that increased military spending over the past four years has created 1.3 million private-sector jobs.

And, yes, there are the Bush tax cuts, which the administration insists are the source of everything good in the economy. And it's true that some portion of the tax cuts, which amounted to $225 billion this year, must have been spent in ways that created jobs. Given reasonable estimates of the effect of tax cuts on spending, however, they were probably a smaller force for job creation than the military buildup, and dwarfed by the housing boom.

So it's an economy driven by real estate. What's wrong with that?

One answer is that it has been a pretty disappointing recovery. Two new reports, one from the Center on Budget and Policy Priorities and one from the Congressional Budget Office, compare the current economic expansion with other postwar recoveries. By any measure except corporate profits, which have done very well, this one comes up short.

Even the good months would have been considered subpar in the past: the administration hailed last month's job growth as something wondrous to behold, yet there were 68 months during the Clinton years when employment grew faster.

Still, the economy is expanding. But because that expansion depends so much on real estate - without the housing boom, the economic picture would look dismal indeed - you have to wonder how much to trust it.

I've written before about the reasons to believe that current house prices in much of the country represent a bubble. When that bubble begins to deflate, so will housing-related employment.

Beyond that, there's the disturbing point that we're paying for the housing boom (and the military buildup and tax cuts) with money borrowed from foreigners.

Now, any economics textbook will tell you that it's fine to borrow from abroad if the money is used to expand the economy's productive capacity. When 19th-century America borrowed from Europe to build railroads, it was also enhancing its ability to repay its debts later. But we aren't borrowing to build productive capacity. As a share of G.D.P., investment other than housing construction is below its average between 1980 and 2000, and way below its level at the end of the 1990's.

In other words, a fuller answer to my former neighbor would be that these days, Americans make a living selling each other houses, paid for with money borrowed from the Chinese. Somehow, that doesn't seem like a sustainable lifestyle.

How solid, then, is America's economic recovery? The British have a phrase that applies: "safe as houses." Our economy is as safe as houses. Unfortunately, given current prices and our dependence on foreign lenders, houses aren't safe at all.

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