EXCUSE ME???  THEFT???  The damage occurred during the prevention of greater
damage to my home...A police report was filed and the adjuster ( a Nationwide
employee rather than an independent adjustment firm, BTW)  had absolutely NO
problem with the claim..   They could very easily have rejected the claim but my
actions prevented a much more expensive claim....I find your reasoning to be
irrational, to say the least...that's what insurance is for...it was NOT
intentional, it WAS an accident..so if you are stupid enough to park your
vehicle on a street and it is stolen, by your reasoning you shouldn't be able to
file a claim because your mental deficiency  is responsible for the
theft...BTW...The vandals were later apprehended because I was able to provide a
license plate off of their vehicle...it also cleared a series of vandalism
reports...
I have respected your extensive contribution to the list, but I feel that in
this case, as well as in a recent discussion, you over-stepped the bounds of
civility and I would respectfully request an apology..
Regards,
Mike K

Obi-Wan wrote:

> On 11/25/02 1:12 AM, "K" <[EMAIL PROTECTED]> Spew into the Cybertrough:
> >...Heard noise outside, ran to the door
> > and dropped the 550...  The display cracked and some stuff came loose
> > inside..submitted a claim to Nationwide, they got an estimate of over $1000
> > to repair it so they sent me a check for $985 (after deductible)which I
> > promptly used towards buying a Pismo on ebay.
> >   Moral of the story...Make sure that you have an insurance
> > policy...as an
> > apt dweller
>
> No offense, but you feel it "OK" to ask your insurance company to pay for
> something like that?  That seems a bit like theft to me.  Can some other
> homeowners chime in and tell me that this is the norm?  If I dropped my
> TiBook I would not look for a loophole of coverage...since it was my mistake
> and I dropped it.  Even if my home was being broken into, I could still
> manage to set my laptop down before grabbing my 9mm and going on to
> investigate.
>
> Now if my home caught on fire while I was away and burned up my
> laptop...well that would be a different thing.
>


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