Hi Shaun and all,
I don't know if you are aware of this but you can do direct bank 
transfers and electronic checks with paypal.com as well as credit card 
payments. Even if you don't have a credit card you can pay directly from 
your checking account. There should be no reason to crack software do to 
the lack of a credit card. All you need for USA Games titles is a 
checking account, and optionally a standard paypal.com account.


shaun everiss wrote:
> I aggree, I don't have a credit card and may not have one for some time, i 
> don't use one.
> My parents get the stuff but this means I can't always have the things I want 
> when I like.
> Cheques are not that secure though same with money orders.
> I think a load of us do or should have net banking so maybe some type of 
> direct transfer or transfer to a number.
>   


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