$22B Bailout for Life Insurers: Mystery of Thursday's Rally Revealed! But
Why Now?Posted May 15, 2009 11:47am EDT by Aaron
Task<http://finance.yahoo.com/tech-ticker/author/Aaron-Task>in
Investing <http://finance.yahoo.com/tech-ticker/Investing>,
Banking<http://finance.yahoo.com/tech-ticker/Banking> Related:
PFG <http://finance.yahoo.com/q?s=PFG>, ALL<http://finance.yahoo.com/q?s=ALL>,
HIG <http://finance.yahoo.com/q?s=HIG>, LNC<http://finance.yahoo.com/q?s=LNC>,
AIG <http://finance.yahoo.com/q?s=AIG>, AMP<http://finance.yahoo.com/q?s=AMP>,
PRU <http://finance.yahoo.com/q?s=PRU>

*Updated from 11:47 a.m. EDT*

News the government is going to shower the life insurance industry with $22
billion of TARP
funds<http://online.wsj.com/article/SB124234565889921705.html>solves
one mystery: Why related stocks were curiously strong Thursday, prior
to public disclosure.

*Update:* "The evidence is compelling that the big institutional money was
betting on this TARP approval for the insurers," writes Jon Najarian,
co-founder of OptionMonster.com <http://www.optionmonster.com/>.
"The other darker option would be that the big money was tipped off that the
TARP news was pending. For my money I say there is no such thing as a
coincidence on Wall Street!"

Najarian notes there were some unusually large bullish bets on several
insurers Thursday via the options market:

   - Lincoln Financial (LNC) - 21,000 calls yesterday vs. 30-day average of
   5,500
   - Prudential Financial (PRU) -  8,500 calls vs. 30-day average of 6,500
   - Hartford Financial (HIG) - 114,000 calls vs. 30-day average of 21,100
   - Principal Financial (PFG)- 8,700 calls vs. 30-day average of 1,600

"As smart money usually does, the buyers of these calls sold quickly" on
Friday, he reports. "Or as I like to say, they took the money and ran!"

*Earlier:* Beyond the outrage of possible (even likely) insider trading
<http://www.businessinsider.com/will-anyone-investigate-insider-trading-in-the-insurance-stocks-2009-5>ahead
of the TARP announcement, this news raises other riddles Barack Obama, Tim
Geithner and Ben Bernanke need to address:

   - Why does the line insurance industry need $22 billion of taxpayer
   funds?
   - Why *now*, in the wake of the post-stress test bank capital raises,
   market rally and growing sense the financial crisis is over?
   - How will the industry respond to the possible overzealous government
   oversight that comes with TARP funds?
   - What horse trading, if any, went on between the life insurers and the
   administration? Obama wants to remove about $12.8 billion of tax breaks
   from the life insurers
   <http://www.latimes.com/business/la-fi-taxes12-2009may12,0,6632793.story>to
   help pay for health insurance on the one hand, but is giving the industry a
   $22 billion boondoggle on the other.
   -
   
http://finance.yahoo.com/tech-ticker/article/248803/22B-Bailout-for-Life-Insurers-Mystery-of-Thursday's-Rally-Revealed!-But-Why-Now?tickers=PFG,ALL,HIG,LNC,AIG,AMP,PRU?sec=topStories&pos=5&asset=&ccode
   =

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