>
> (perceived) smaller balance without any fuss.  The only minor downside of this
> method is that for it to be most effective, these goal accounts must be tied to
> a single bank account, whereas a separate, standalone goal account could
> receive transfers from any bank account.  But I believe its worth it for not
> having to mess with it come reconcilation time.

Actually, you are able to have goals that are not tied to a specific account.
Each account has only one sub account called "Savings Goals" which is used to
enter transactions with the set of Savings Goal Liability accounts.  So if you
have a savings goal of "vacation" then this is the liability account "Savings
Goals:Vacation" which may have transactions from "Chequing:Savings Goals" and
"Savings:Savings Goals".  The liability account will reflect the amount allocated
from all accounts.

Lauren.



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