On 3/4/2024 11:25 PM, R Losey wrote:
Best wishes -- I'm still waiting for a check from 2018 to clear. I checked
with my bank (I thought a check would not be valid after a certain time),
and they said they'd honor it if it showed up today. I don't want to spend
the money to issue a stop-check order.
The amount of time a (personal or small business) ordinary check remains
valid depends on the institution. The bank MAY use six months as the
period before declaring stale (the "uniform") but is allowed to use a
longer amount of time AND is not liable for damage it might cost you if
they allow a "stale check".
This is a "check with your bank" situation. It is important to know if
your bank uses moire than six months.
Michael D Novack
PS -- This is for the US. I have no idea about what the time period
might be for other jurisdictions. And even here note I said personal or
small business. Large businesses often have specified on the check "void
after...." and Treasury checks by law are good for one year. Also,
things like certified checks, cashier's checks, etc. have different rules.
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