I'm trying to do a household monthly report. I've considered both the
income statement and the cash flow report. Here are my results:
Income statement: Very good report, but doesn't include the principal
and escrow portions of my mortgage payment. Only the interest. So the
P&L doesn't tell me if I'm overspending.
Cash flow report: I set this for my checking account. The cash flow in
and out shows what I spent out of my checking account, including
mortgage principal, interest and escrow, but much of my spending was on
a credit card. I pay the entire credit card balance, so it shows up as a
cash flow item, but there is no itemization. If I were carrying a
balance, I'd have more of a problem using this to manage my spending.
So what I want is a report of all my spending: credit card, checking
account, one liability debit (mortgage loan) and one asset debit
(mortgage escrow.) This would show me whether I had overspent my income
or not, and by how much.
Is this even possible?
Thanks,
Ed Greenberg
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