Hi Tom, Almost always, I am entering transactions as a single set of entries. Debit expense and credit the credit card liability. Occasionally, something has to be split. For instance, I split the cable bill between TV and internet.
The main issue for me is not the level of detail that you have described, but trying to capture the fact that I paid a mixture of expense and liability as part of the monthly cash flow. Ed On Sat, Sep 20, 2025, 04:56 Tom Route-36 <[email protected]> wrote: > > Hi Ed, > > When you enter transactions into your credit card account or checking > account are you ITEMIZING each transaction IN DETAIL? For example, if I > have a credit card transaction for repairing a vehicle at a repair shop, > I will have MULTIPLE splits in the ONE transaction that I enter into my > credit card account. And each of those splits will reference my > vehicle's Expenses:Auto:Repairs account. One of the Repairs splits > might be the cost of replacing the washer pump. Another of the Repairs > splits might be for lubing the axles. A third split might be for > replacing a drive belt. All three of those splits are listed in that > one transaction in my credit card account. But each of those three > splits are also now recorded against that Repairs account. > > So if I go and look at my Expenses:Auto:Repairs account I'll see all > three splits there as well. And if I want an itemized report of > everything I spent on my vehicle, I just go and print out a Cash Flow > report of my Expenses:Auto:Repairs account. That will show every item > that I spent money on in detail. The main point though is that you need > to record ALL that information in detail up front when you record that > single transaction in your credit card account. Otherwise it won't be > there in detail when you go to look in your Repairs account later. > > Tom > > > > On 9/19/2025 11:23 PM, Ed Greenberg wrote: > > I'm trying to do a household monthly report. I've considered both the > > income statement and the cash flow report. Here are my results: > > > > Income statement: Very good report, but doesn't include the principal > > and escrow portions of my mortgage payment. Only the interest. So the > > P&L doesn't tell me if I'm overspending. > > > > Cash flow report: I set this for my checking account. The cash flow in > > and out shows what I spent out of my checking account, including > > mortgage principal, interest and escrow, but much of my spending was on > > a credit card. I pay the entire credit card balance, so it shows up as a > > cash flow item, but there is no itemization. If I were carrying a > > balance, I'd have more of a problem using this to manage my spending. > > > > So what I want is a report of all my spending: credit card, checking > > account, one liability debit (mortgage loan) and one asset debit > > (mortgage escrow.) This would show me whether I had overspent my income > > or not, and by how much. > > > > Is this even possible? > > > > Thanks, > > > > Ed Greenberg > > > > _______________________________________________ > > gnucash-user mailing list > > [email protected] > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > _______________________________________________ gnucash-user mailing list [email protected] To update your subscription preferences or to unsubscribe: https://lists.gnucash.org/mailman/listinfo/gnucash-user ----- Please remember to CC this list on all your replies. You can do this by using Reply-To-List or Reply-All.
