Hi Richard,
The basic issue is that unless all other transactions have been entered
in the credit card register (through the closing date) and the payment
register (well beyond the payment date), you shouldn't just be looking
at the registers - think scheduled transactions that have yet to be
entered.
Regards,
Sherlock
On 12/1/25 6:04 PM, R Losey wrote:
Perhaps I am missing something, but why not just open the credit card
account and look at the balance there to decide if the checking account has
enough money in it.
On Mon, Dec 1, 2025 at 5:45 PM Tom Route36 <[email protected]> wrote:
Hi David and Sherlock,
David, yes I absolutely do reconcile each of my credit card accounts,
along with my checking and savings too. That almost always gets done as
soon as I get each monthly statement. The issue for me is that I don't
really want to wait to do a reconciliation. I enter transactions into
GnuCash on a daily basis as they occur. And what I would like to see in
my Scheduled Transactions is a real-time view of what those balances are
even BEFORE the monthly statements happen.
In Quicken I could open my Checking account register and see a list of
Bill and Income Reminders there showing me the current real-time
balances of all my Credit Card accounts, along with estimated due dates
(based on past due dates). No monthly statement or reconciliation
needed. Comparing those Bill Reminders against my Checking account
balance would let me know on a DAILY basis if I might need to transfer
money to checking for the upcoming monthly bills or not. That's a
Quicken feature that I miss with GnuCash. And it's one that I'm hoping
can be added to GnuCash, either in a real release (ideally) or via my
own customization (if needed).
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