I am not an accountant. I only have retirement accounts from which I have not 
yet taken distributions.  

I am sure that Michael or others will correct me, but the income account 
transaction should most likely be balanced by the income account that funded 
the IRA originally (such as Income:Wages:Deferred or Income:Dividends:Untaxed). 
For a fully taxable IRA, it might simplify things to transfer the value of the 
IRA to a single equity account and balance against that-- although that's just 
my uneducated opinion (and would pose the problem of handling later interest 
transactions). 

I also do not know how the reports will handle these transactions. I do not 
know specifically how the advanced portfolio would handle them. 

David T. 

On June 7, 2026 9:32:15 PM GMT+05:30, Wm Tarr <[email protected]> wrote:
>I'm in the UK but there is plenty about IRAs and RMDs in the list archives.
>
>Wm
>
>On 2026-06-07 15:46, Fred Tydeman wrote:
>> In looking at the transactions, it is due to the way I entered my
>> Required Minimum Distribution (RMD) for my Regular IRA.
>> There are the two normal splits of:
>>   selling some shares and
>>   putting the proceeds into an asset account (bank).
>> 
>> I wanted by RMD to show up as taxable income, so I added two
>> more splits of:
>>   Income account (IRA distribution)
>>   Expense account (dummy to balance that income).
>> 
>> It is that dummy Expense split that shows up as both
>>   the unrealized loss and
>>   the brokerage fees
>> 
>> Is there a better way to record the RMD as taxable income?
>> 
>> 
>> On Sun, Jun 7, 2026 at 5:34 PM Wm Tarr <[email protected]> wrote:
>> 
>>     Try the various options for "How to report brokerage fees" to see
>>     if one
>>     makes more sense than the others.  If it is showing brokerage fees
>>     you
>>     must have entered them, surely?
>> 
>>     Wm
>> 
>>     On 2026-06-07 03:58, Fred Tydeman wrote:
>>     > I am looking at the Advanced Portfolio report for an account.
>>     > One of the holdings is a money market that has a constant price
>>     of $1.00
>>     > The Advanced Portfolio report shows an Unrealized loss for that
>>     money
>>     > market.
>>     > I am expecting a gain/loss of zero (since the price is constant).
>>     >
>>     > Also, that report shows a large amount of Brokerage Fees,
>>     > yet there are no fees for any of the transactions.
>>     >
>>     > Are these bugs?
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