Article in The Australian IT today (with our very own Stephen Wilson quoted)
re smartcards. One advantage of the smartcard is that it can verify the
device that is swiping it before it is verified. I for one would be
willing to consider such a solution at least on a sessional basis.
R
Andrew Patterson wrote:
I dont have to have a card to transfer $Xk between accounts or to pay
bills
I am happy to trust this to PIN numbers etc
If you can still transfer money using online banking
in 5 years without some sort of smartcard/OTP/sms
I'd be amazed.
Banks have rolled out the first electronic authentication
system to a mass market (i.e internet banking
passwords) and we are just starting to enter into
the phase where it is subject to widespread
attack (phishing etc). The financial hit banks are taking on this
will lead to multiple factor authentication systems.
I think HESA are correct into wanting to do better than
people just typing in passwords.. maybe their solution has
some other flaws, but at its core it's a sound
approach.
Andrew
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