> -----Original Message-----
> From: [EMAIL PROTECTED] 
> [mailto:[EMAIL PROTECTED] On Behalf Of Greg Twyford
> Sent: Wednesday, 18 April 2007 4:54 PM

> If I were his insurer I'd refuse to pay out: 1. He was acting 
> unlawfully. 2. He's got the money anyway. 3. We should refuse 
> to reward terminal stupidity.

1. and 3. are very good points.  Why should an insurer pay if somebody
fails to use available proven protection?


Oliver Frank, general practitioner
255 North East Road, Hampstead Gardens
South Australia 5086
Ph. 08 8261 1355  Fax 08 8266 5149  M 0407 181 683
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