http://scroll.in/article/813132/rajasthans-living-dead-thousands-of-pensioners-without-aadhaar-or-bank-accounts-struck-off-lists

IDENTITY PROJECT

Rajasthan’s living dead: Thousands of pensioners without Aadhaar or
bank accounts struck off lists

Some of the most vulnerable people have been denied meagre pensions
due to errors in linking their details with Aadhaar numbers.

2 hours ago
Updated an hour ago

Anumeha Yadav

On July 11, Rajsamand district's Kushalpura panchayat held a ratri
chaupal. District collector Archana Singh arrived to listen to the
grievances of villagers at the late evening meeting at the village
square. The majority of villagers there had complaints about
irregularities in their social security pensions.

They asked why they had not got their Rs 500-Rs 750 monthly pensions
under the National Social Assistance Programme for months. Though
meagre, these pensions are the main source of sustenance for the
elderly, widows and the disabled, who are the most deprived even in
relatively better-off households.

Hazaari Singh, a frail man in his 70s had walked a kilometre with the
help of a walking stick to attend the meeting. “Why was my pension
stopped last October?” he asked “Whom should I approach to get it
back?”

The district collector offered Singh the plate of cashew nuts set on
the table in front of her to calm him down. But Singh would have none
of it. “Please eat the kaaju-badaam (dried fruits) yourself,” he
retorted. “All I ask is, give my pension back.”

Singh had already made several unsuccessful trips to the panchayat
head and the block office to enquire about his pension. That night, he
returned empty-handed once again to the half-built structure that he
lives in on the side of his son's one-room house.

'Power of disruption'

Rajasthan has 68.6 lakh pension beneficiaries who fall in the old age,
widows and disabled categories.

In October 2015, the Supreme Court ruled that the use of Aadhaar,
India's biometric-based identity number for residents, to access
public benefits like pensions and provident fund was voluntary, not
mandatory.

But the Rajasthan government started the process of seeding or linking
the Aadhaar numbers of all pension beneficiaries to bank accounts in
March of that year.

In Rajasthan, along with Aadhaar, pensioners details were also to be
linked to the Bhamashah database that the Rajasthan government has
created building on the Aadhaar infrastructure so that it can transfer
benefits to recipients directly and in a transparent manner.

By June, the state government claimed that it had saved Rs 600 crore
by stopping pensions for 3.5 lakh beneficiaries and cancelling
pensions for 7 lakh beneficiaries. The 7 lakh figure included 2.97
lakh pensioners declared dead and 1.7 lakh duplicates.

Nandan Nilekani, the former chairperson of the Unique Identification
Authority of India that administers the Aadhaar project, has described
the transition to the biometrics-based system as a “period of
disruption” in which it will be “up to individual players to take
advantage”.

But in Rajasthan, the disruption comes at a huge cost to the elderly,
women and the disabled.

When the Rajasthan government shifted pension payments from local post
offices to banks as part of the switch to Aadhaar-based payments, the
names of several thousands of pension beneficiaries were simply struck
off lists if they had failed to open a bank account or enrol in
Aadhaar, or if E- Mitras, the local e-governance service providers,
linking the details of beneficiaries with their Aadhaar numbers online
made errors while doing so.

Thus, across the state, beneficiaries who are alive have been declared
dead in official records.

Dead on paper

In Kushalpura, though not declared dead, Hazaari Singh found out in
late July, two weeks after the ratri chaupal, that his pension was
being credited into someone else's bank account.

Hazaari Singh found out that his pension of Rs 750 a month, his only
income, was being wrongly credited into someone else's bank account in
another village because of seeding errors. It is yet to be restored.
Hazaari Singh found out that his pension of Rs 750 a month, his only
income, was being wrongly credited into someone else's bank account in
another village because of seeding errors. It is yet to be restored.
“When I managed to meet the treasurer, he said my pension was being
sent into the Bank of Baroda account of a person named Girdhari Lal in
another village,” said Singh. “I have a cooperative bank account. I do
not even have an account in the Bank of Baroda. I do not understand
how could they do this.”

In the same panchayat, of 44 recorded in government lists as dead, 25
were wrongly declared so.

The list of the so-called dead includes Kamla Devi and Hukum Singh, an
elderly couple in their 80s, who cannot walk without assistance. “I
could not open a bank account, and my fingerprints don't work in
Bhamashah,” said Hukum Singh, as Kamla Devi lay on the floor of their
hut in darkness recovering from joint pain.

Hukum Singh, in his 80s, was declared dead and his Rs 750 per month
pension, which the postman used to deliver to their village stopped
after he could not open a bank account.
Hukum Singh, in his 80s, was declared dead and his Rs 750 per month
pension, which the postman used to deliver to their village stopped
after he could not open a bank account.
Kamla Devi, Hukum Singh's wife, who was bed-ridden, was also recorded
as dead. Her Rs 750 pension, her only source of income, stopped in
February. She died five months later on August 1.
Kamla Devi, Hukum Singh's wife, who was bed-ridden, was also recorded
as dead. Her Rs 750 pension, her only source of income, stopped in
February. She died five months later on August 1.
Their pension of Rs 750 per person per month was stopped in February.
“When someone said, ‘pensions have come’, I spent Rs 200 to hire a
vehicle for my wife and me to go there and register ourselves as
living,” said Hukum Singh. “But no official in Bhim or Barar listened
to us. We cannot afford to go again and again.”

It was a similar pattern in the state’s Bhilwara district.

In Haldua Ka Bariya in Kidimal panchayat in Mandal block, Shriram
Gujjar, a 75-year-old widower, who survives grazing goats, has been
recorded as dead as is his 70-year-old sister-in-law, Neni Devi
Gujjar, who lives with him.

Shriram Gujjar, a 75-year-old widower who grazes goats, and his
70-year-old sister-in-law Neni Devi Gujjar, are both recorded as dead.
Shriram Gujjar, a 75-year-old widower who grazes goats, and his
70-year-old sister-in-law Neni Devi Gujjar, are both recorded as dead.
In this instance though, while they applied for a pension in June
2013, they have not received it even once.

In Khatanon Ka Badiya village in Mandal block, 70-year-old Radha
Gujjar's old age pension of Rs 500 was stopped in January. She was
declared dead in records on March 3 this year.

In Khatanon Ka Badiya village in Mandal block in Bhilwara district,
70-year old Radha Gujjar's old age pension of Rs 500 was stopped in
January. She was recorded as dead on March 3.
In Khatanon Ka Badiya village in Mandal block in Bhilwara district,
70-year old Radha Gujjar's old age pension of Rs 500 was stopped in
January. She was recorded as dead on March 3.
But Gujjar is alive, walks with a stick and lives with her son who
works as a daily wage labourer. In her mud hut, pans placed all over
the floor collect the rain water dripping through the broken roof.
“Earlier, every month, the postman would bring the money order and
give me Rs 500 pension in cash,” said Gujjar. “That is what I used for
expenses. My son does not give me any money. If I say anything to him,
he threatens me saying he will go jump in a well.”

Gujjar's neighbour, Pokhar Lal, who is 60 was also recorded as “dead
(duplicate)” on March 3. His pension had stopped coming in January
even though Lal had enrolled in Aadhaar and opened a bank account.
“Did you hear you have died, and that too in duplicate, Pokhar Lal?”
the villagers joked.

“I went to Asind to open a bank account, but I did not go even once to
the bank after that,” explained Pokhar Lal. “The post office is just 3
km away, but the bank is 20 km away.”

Pura Hamira traveled 36 km to reach Bhim block office to enquire why
his social security pension was stopped. Treasury officers said they
received 10 to 15 requests every day that pensions had been wrongly
suspended and wrong details linked to Aadhaar.
Pura Hamira traveled 36 km to reach Bhim block office to enquire why
his social security pension was stopped. Treasury officers said they
received 10 to 15 requests every day that pensions had been wrongly
suspended and wrong details linked to Aadhaar.
Pensions stopped without verification

In Rajsamand, a district official said that the seeding or linking of
Aadhaar numbers with the details of pensioners started in April 2015.
For this, a beneficiary needed a Jan Dhan bank account, an Aadhaar
number and the state government's Bhamashah number. “In many
instances, people did not have all three,” said block development
officer Prakash Shirshat. “Even those who did, had errors.”

Shirshat added: “People initially enrolled in Aadhaar without two
identity document proofs. Their address, age were wrongly listed.
Recently, a private sub-contracting company too made large-scale
errors in making new ration cards, introducing more mistakes.”

In Rajsamand's Bhim block, where Kushalpura is, there are 64 panchayat
officials and 25,000 beneficiaries. The linking of Aadhaar and pension
details was assigned to E-Mitra, local e-governance service providers
who employ several high school graduates.

“We could not have done the ‘seeding’ ourselves, so we got the E-Mitra
to do it,” said Shirshat. “These operators made errors and fed in
wrong data, and this was then ‘frozen’ against the beneficiaries’
names. Since everything was being done in English, it was harder to
keep a check on spelling errors as well.”

Even though pensions through Aadhaar-based payments would have gone
through after the seeding process was complete, the Department of
Social Justice and Empowerment did not wait for this linking to
complete before it switched processes and started releasing social
security pensions through banks instead of post offices.

This switch took place in October 2015 after which payments released
did not reach lakhs of beneficiaries.

On March 8, six months later, with lakhs in payments lying
uncollected, the Finance Department issued instructions to “stop
pensions immediately in case of pensioners who had not been located
and physically verified.”

In Bhim block, officials canceled pensions for 3,749 persons,
recording 1,799 as dead.

Officials now admit that pensioners were wrongly declared as dead or
as duplicate entries because door-to-door verification was not done at
all.

“Ward members, anganwadi workers, Sarva Shiksha Abhiyan workers were
instructed to go door to door, but they had no vehicles,” said an
official. “Some took a lift from someone, some simply asked the
neighbours and did not meet the family or the pensioner directly.”

He added: “Even if these staff could not find the pensioner, they were
required to submit why the pension by beneficiaries had not been
collected for six to nine months. Most chose one of two options,
recording the person as having died, or migrated.”

Rajsamand district collector Archana Singh did not respond to text messages.

Only few got arrears

In Bhim, after several protests, 1,308 of 1,799 beneficiaries who were
wrongly classified as dead or having migrated, will be recorded as
alive and as being in the village again, say officials.

This was done through fresh gram sabhas following a series of protests
over denial of pensions by the Mazdoor Kisan Shakti Sangathan, a
grassroots campaign.

“During a dharna over the implementation of various social schemes, we
started enquiring why 10 lakh social security pensions were canceled
across the state without any explanation,” said Nikhil Dey, an
activist with Mazdoor Kisan Shakti Sangathan. “In June, we obtained
village-level details. When we started enquiring in villages where we
work in, we found out the majority had been wrongly recorded as dead,
duplicate and their pensions stopped.”

In the following weeks, Hindi daily Dainik Bhaskar’s team of reporters
estimated that more than 1 lakh of Rajasthan’s 2.97 lakh pensioners
had been incorrectly declared dead. “Our team went to villages in more
than 28 of 33 total districts with lists of the dead,” said Anand
Chaudhary, a senior journalist with Dainik Bhaskar in Jaipur. “In
village after village, we found that more than half of those declared
dead were still living.”

The Rajasthan government has so far paid arrears in only Rajsamand
district, to just 33 of more than 29,000 people whose pensions were
stopped or canceled.

Block officials say only five months of arrears will be paid even to
those whose pensions were stopped nine to 11 months ago as the new
pension software does not allow for giving arrears for the previous
financial year without the district magistrate's approval.

Ravi Jain, director in the Department of Social Justice and
Empowerment, said that the government was still verifying claims
without which social security pensions could not be restored or
arrears paid.

“There were some initial errors in opening bank accounts and seeding,”
said Jain. “But these claims are exaggerated, the dead are in fact
dead.”

He added: “We are organising Bhamashah enrolment camps in districts,
and we should receive verified figures by next week.”

Officials say instances of people not receiving pensions or declared
dead are teething errors and will be corrected as the Aadhaar
infrastructure is fully rolled out.

Till then, Rajasthan's old and infirm have little choice but to bear
the burden of these experiments.

Daku Devi is 90, bed-ridden and lives by herself in Kushalpura in
Rajsamand. She was recorded as dead and her widow pension of Rs 750
stopped after she failed to open a bank account.
Daku Devi is 90, bed-ridden and lives by herself in Kushalpura in
Rajsamand. She was recorded as dead and her widow pension of Rs 750
stopped after she failed to open a bank account.
60-year-old Wardi Devi, who could not open a bank account as she does
not have an Aadhaar number, was declared dead in government records,
and her pension of Rs 500 stopped
60-year-old Wardi Devi, who could not open a bank account as she does
not have an Aadhaar number, was declared dead in government records,
and her pension of Rs 500 stopped
In Haldua Ka Bariya in Bhilwara district, Jaggu Gujjar has been shown
as a duplicate entry in government records and deleted. He had applied
for pension twice in 2013 but never got it.
In Haldua Ka Bariya in Bhilwara district, Jaggu Gujjar has been shown
as a duplicate entry in government records and deleted. He had applied
for pension twice in 2013 but never got it.

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