[As can be seen from the above table, India's currency to GDP ratio is
quite high at 12.51 per cent. But Japan's is even higher at 18.61 per
cent. What rank does Japan hold in the Transparency International's
corruption ranking? In 2015, Japan was the 18th least corrupt country
in the world. Where did India stand? India was the 76th least corrupt
country in the world.
...
Also, Japan is not an outlying one-off example. Take the case of
Brazil. The currency to GDP ratio in this case is 3.44 per cent. This
is nearly one-fourth the Indian ratio of 12.51 per cent. This means
that Brazil has largely moved away from cash or currency as a form of
payment. Nevertheless, does that mean that Brazil is less corrupt? As
per Transparency International data Brazil is also the 76th least
corrupt country in the world, like India is.
There are other examples as well. At 1.45 per cent, the currency to
GDP ratio is the lowest in Norway. At 1.53 per cent Nigeria comes in
next. Norway is the fifth least corrupt country in the world. On the
other hand, Nigeria is the 136th least corrupt country in the world.]

https://www.equitymaster.com/diary/detail.asp?date=02/01/2017&story=1&title=Economic-Surveys-Spin-on-Demonetisation-Doesnt-Quite-Add-Up&utm_source=homepage&utm_medium=website&utm_campaign=top-articles&utm_content=link

Vivek Kaul's Diary

Economic Survey's Spin on Demonetisation Doesn't Quite Add Up
Feb 1, 2017

Vivek Kaul, Editor

The Economic Survey for 2016-2017 was released yesterday. The Survey
has a chapter on demonetisation and makes some very interesting points
which I want to discuss in today's piece.

One of the reasons offered for the Modi government carrying out
demonetisation is: "Across the globe there is a link between cash and
nefarious activities: the higher the amount of cash in circulation,
the greater the amount of corruption, as measured by Transparency
International."

The Survey further points out: "In this sense, attempts to reduce the
cash in an economy could have important long-term benefits in terms of
reducing levels of corruption. Yet India is "off the line", meaning
that its cash in circulation is relatively high for its level of
corruption."

Is this really true? Is there a link between the total cash in the
economy and corruption? Let's take a look at the currency to gross
domestic product(GDP) ratio across countries for 2015.

[Chart showing Currency-GDP Ratio]

As can be seen from the above table, India's currency to GDP ratio is
quite high at 12.51 per cent. But Japan's is even higher at 18.61 per
cent. What rank does Japan hold in the Transparency International's
corruption ranking? In 2015, Japan was the 18th least corrupt country
in the world. Where did India stand? India was the 76th least corrupt
country in the world.

Hence, Japan which has a higher currency to GDP ratio than India is
significantly less corrupt than India is. This basically means that
cash is a greater part of the Japanese economy than it is of the
Indian economy, but still the Japanese are less corrupt than the
Indians. This goes totally against the point made in the Economic
Survey.

Also, Japan is not an outlying one-off example. Take the case of
Brazil. The currency to GDP ratio in this case is 3.44 per cent. This
is nearly one-fourth the Indian ratio of 12.51 per cent. This means
that Brazil has largely moved away from cash or currency as a form of
payment. Nevertheless, does that mean that Brazil is less corrupt? As
per Transparency International data Brazil is also the 76th least
corrupt country in the world, like India is.

                
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There are other examples as well. At 1.45 per cent, the currency to
GDP ratio is the lowest in Norway. At 1.53 per cent Nigeria comes in
next. Norway is the fifth least corrupt country in the world. On the
other hand, Nigeria is the 136th least corrupt country in the world.

Let me give you more examples. After Norway and Nigeria, come Sweden,
Argentina, New Zealand and Denmark, when it comes to low currency to
GDP ratio. Sweden is the third least corrupt country in the world. New
Zealand is the fourth least and Denmark is the least corrupt country
in the world. But Argentina comes in at 107th, much lower than even
India, despite having a very low currency to GDP ratio.

Are we done yet? Colombia has a currency to GDP ratio of 6.79 per
cent, which is significantly lower than that of India. But it is the
83rd least corrupt country in the world. Or take the case of
Singapore, which has a reasonably high currency to GDP ratio of 8.46
per cent, but it is the eight least corrupt country in the world, as
per Transparency International.

How about China? China's currency to GDP ratio at 9.34 per cent is
lower than that of India. But it is the 83rd least corrupt country in
the world, a little below India at 76th position.

All these examples clearly show that there is no clear link between
high cash in the economy and the prevailing corruption in the country.
And even if there is a link, it is a very weak one. Given this, what
do we say about the Economic Survey's observation? To put it simply,
the Economic Survey is published by the ministry of finance, which is
a part of the government. Hence, not surprisingly, it is trying to bat
for the government on the demonetisation front.

What else does the Economic Survey have to say on demonetisation? On
page 55 it points out: "A cautionary word is in order. India's
demonetisation is unprecedented, representing a structural break from
the past. This means that forecasting its impact is hazardous."

This is a very interesting statement. What the Economic Survey is
essentially saying here is that forecasting the impact of
demonetisation can be hazardous. Why is that? This, for the simple
reason that there is no past example of demonetisation in a country
being carried out in a situation, like that of India.

As the Survey points out on Page 54: "India's demonetisation is
unprecedented in international economic history, in that it combined
secrecy and suddenness amidst normal economic and political
conditions. All other sudden demonetisations have occurred in the
context of hyperinflation, wars, political upheavals, or other extreme
circumstances."

Given this unique context, it is risky and dangerous (other meanings
of the world hazardous) to forecast the impact of demonetisation. If
this is the case, it is worth asking on what basis did the government
make the decision to demonetise high denomination notes, given that
forecasting its impact is not easy at all. Or so the Economic Survey
published by the Ministry of Finance tells us. Further, after warning
the readers that forecasting the impact of demonetisation is
hazardous, the Survey goes about making several forecasts (on pages
59-60).

Such silly blemishes that bat for the government, spoil what is
otherwise a well-written Survey.

Vivek Kaul is the Editor of the Diary and The Vivek Kaul Letter. Vivek
is a writer who has worked at senior positions with the Daily News and
Analysis (DNA) and The Economic Times, in the past. He is the author
of the Easy Money trilogy. The latest book in the trilogy Easy Money:
The Greatest Ponzi Scheme Ever and How It Is Set to Destroy the Global
Financial System was published in March 2015. The books were
bestsellers on Amazon. His writing has also appeared in The Times of
India, The Hindu, The Hindu Business Line, Business World, Business
Today, India Today, Business Standard, Forbes India, Deccan Chronicle,
The Asian Age, Mutual Fund Insight, Wealth Insight, Swarajya,
Bangalore Mirror among others.

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