For combat abilities I would think it is worth at least as much as the
'cannot wear armor' limitation for DR...

For non-combat purposes it would be less, except, perhaps for social
abilities(Charisma, but only while naked?)

Then again, if you are in a society where nudity is accepted(The Surfs
on Piers Anthony's proton for example) it might just be a special
effect...

In a puritan society it would be worth more, but woe to you should you
get caught...

It is hard to put hard numbers to an inconvenience that is based on
societal restrictions when you don't know anything about the
society...

On Thu, Apr 1, 2010 at 2:58 PM, Bicornis Goat <[email protected]> wrote:
> Question: is there a consensus on how much the limitation
> Accessibility(Only while naked) is worth?
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-- 
The man that holds fast to his bitterness will eventually be consumed
by it, but if you let it go, your arms will be free to seize the glory
that is life.
-Terwin
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