Zan replied to me:
> > Less realistic is that a few arrows will bring it down to 0 HP. Structural
> > collapse will come before flooding matters, even if the attack uses arrows.
> > A few kicks will wreck it, too, but that sounds reasonable.
> 
> 
> Yeah. Hmm.
> 
> Is there a way in VE to distinguish between structure damage and armor
> damage? The canvas does double duty as the "armor" and keeping the
> water out. But the real structure is the wooden internal framing,
> which should have a higher DR.

There are rules to distinguish between structure damage and damage to
other components or occupants/cargo. They don't reflect that the boat
is more vulnerable to sledge hammers than to arrows.

Regards,
Onno
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