(Snip)
CBF: This should definitely be legal. Why should the employer be saddled
with the cost of your lowered productivity due to illness?
MS: That sounds great, unless you are the one whose children can't have
food or clothes or go to college because you can't get a job because
EVERY potential employer can find out your A1C or how often you've
filled your asthma inhaler prescription.
(Snip)
That is the
idea of co-pays today, just a little hurtle to make sure you really are sick
- though that doesn't seem to be working very well.
MS: Not true! The copay is a way of shifting the costs away from the
insurance plan which has converted to a 'for profit' and needs to pay an
increasing percentage of your ever rising premium dollars to their
millionaire CEO and stockholders. I have patients who have a $30 copay
for a $45 visit, which costs the Insurer $7 after the copay and the $8
risk withhold (which I may never see)!
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