when trying to register for the new system (required for logging in) I
get the following beautiful error:
Usernames are required for login, however, username registration is
currently unavailable.  We apologize for the inconvenience and ask
that you try again later.

At least it didn't see only the first error or only the second error and bail out (for instance, by simply replying that a username is required, or only that the registration system is unavailable). Sounds like this was planned downtime, but if it was, they would have done well to list that schedule on the error page.

Of course, this is also the same bank that has their test system at
http://www.mybank.com/ and production at https://www.mybank.com/

...wow. Does http:.../ at least redirect to https:.../ ?

hateful people -- and hateful software.

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