-Percuma sepanjang tempoh kontrak
-Interest/Kadar Keuntungan 1.5 %
-Purchases/Pembelian 1.5 %
-Cash Withdrawal/Pengeluaran Tunai 1.5%     
-Balance Transfer/Pindahan Baki      (sebarang jumlah-caj RM6.20)
-Cash Withdrawal Fees/Caj Pengeluaran Tunai  (RM12 untuk setiap RM1,000-
pengeluaran di 88 buah cawangan BIMB & 243 mesin ATM di seluruh
Malaysia)
-No Compounding/Tiada konsep faedah atas faedah (jumlah hutang pokok
tidak akan bertambah)
-Over Credit Limit/Lebih Had Kelayakan  Konsep Qardhul-Hassan digunakan
(tiada sebarang caj yang dikenakan)
-Credit Protection Shield/Pelan Perlindungan Takaful (PERCUMA
Perlindungan Takaful Keluarga Berkelompok-hutang lunas)+PERCUMA khairat
kematian RM1,000
-Rewards/Ganjaran   Rebet tunai 0.5% - 2.5% (Kredit terus ke akaun)*
-No Riba (interest) & Gharar (uncertainty)/Tiada Riba & Keraguan
-No joining fee & annual fee / Tiada yuran peryertaan & yuran tahunan
-Zakat payment acceptance / Pembayaran zakat diterima
-Worldwide acceptance and cash advance at 500,000 ATM Mastercard & VISA
all over the world / Diterima seluruh dunia dan pendahuluan wang tunai
di 500,000 ATM Mastercard & VISA seluruh dunia.
-24 hours customer service / 24 jam perkhidmatan pelanggan


-Payment facilities / Kemudahan Pembayaran:
1)   Cash or cheque payment at our 88 BIMB branches
2)   Cash payment through our 40 Cash Deposit Machine (CDM)
3)   Auto debit from Bank Islam savings/current account
4)   Internet banking facilities at www.bankislam.biz
5)   MEPS Interbank GIRO (MEPS IBG) facility through other’s bank
6)   Mail your cheque to Bank Islam Card Centre

Eligibility Requirement / Syarat Kelayakan

-Must be 21 years or above / Berumur 21 tahun ke atas
-Classic Card :-Basic salary plus fixed allowance RM1,500 per month or
RM18,000 per annum
-Gold Card :-Basic salary plus fixed allowance RM4,000 per month or
RM48,000 per annum

Document Required / Dokumen Diperlukan

-Copy of NRIC (both sides) or passport / Salinan kad pengenalan (depan
& belakang) atau passport (jika ada)
-Copy of latest 2 months’ salary slip / Salinan terkini 2 bulan penyata
gaji
-Copy of latest Form J or EA / Salinan terkini Borang J atau EA
-Copy of credit card (front side) / Salinan depan kad kredit (balance
transfer only)
-Copy of latest 2 months’ credit card statement / Salinan terkini 2
bulan penyata bil kad kredit (balance transfer only)






Interested?? Please reply or send your email to [EMAIL PROTECTED]





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Recommended sites:
Angkatan Belia Islam Malaysia  : http://www.abim.org.my
Jamaah Islah Malaysia          : http://www.jim.org.my
Radio Islam Kuliyyah           : http://www.kuliyyah.com
Palestinkini Info              : http://www.palestinkini.info
Partai Keadilan Sejahtera      : http://pk-sejahtera.org
Fiqh Siber                     : http://al-ahkam.net/
The Muslim Brotherhood         : http://ikhwanweb.com




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