Waalaikumsalam .....w...b...k... Salah satu criteria yg penting untuk beli rumah 2nd hand...adalah...buat survey dgn valuer...berapa market price dan compare with the selling price...If the selling price above the valuation..then...reject jer laa...but if lower sangat2 pun kena pikir gak laa...takut ada hidden things yg kita tak tahu...Pastu...Lawyernyer cost pun penting juga kena tahu...B'coz as the buyer u have to bare the cost of S&P (Sales and Purchase Agreement) and lawyer cost time buat loan ngan Bank...
If nak beli rumah baru...tengok 2 la sikit developer tu siapa...Tengok hasil kejer diaorg dulu...Make sure ambil yg established sikit laa...Normally..S&P nyer lawyer fees developer kasi free...Cuma u kena bare lawyer cost time buat loan ngan bank jer...If loan dalam RM110k...lawyer cost dalam RM5k... Lagi satu..if rerasa nak jadikan rumah tu sebagai investment house..meaning ada niat lagi la nak beli rumah lain..Buat la loan ngan MBSB..coz MBSB bukan financial institution...jadi..credit checking tu not comprehensive as bank nyer credit checking..pastu lak..MBSB guna coupon rate instead of BLR...Just an opinion coz saya pun buat loan ngan MBSB..tapi dlm CCRIS tak appear pun loan saya nie...oopsss..saya bukan promote MBSB coz saya bukan staff sana k.. Documents: Payslip latest 3 months, KWSP statement, Bank statement, Staff confirmation from employer isrorudin_ismahani Sent by: [email protected] 11/22/2006 08:58 AM Please respond to [email protected] To "Ikhwanul Muslimun" <[email protected]> cc Subject Help Palestine [hidayahnet] Pasal rumah Assalamualaikum...w.b.k... Ader satu soalan yang ingin saya kemukakan....perihal kawan saya yang ingin membeli rumah....boleh saya tahu apa kriteria2 yang perlu kita kaji atau selidik dulu sebelum membeli rumah...contohnya berkenaan dengan dokumen atau EPF ker atau sebagainya....:) Minta tolong ye...terima kasih. Wassalam. Rgds, Ismahani ************************************************************************** Disclaimer: This message is intended only for the use of the person to whom it is expressly addressed and may contain information that is confidential and legally privileged. If you are not the intended recipient, you are hereby notified that any use, reliance on, reference to, review, disclosure or copying of the message and the information it contains for any purpose is prohibited. If you have received this message in error, please notify the sender by reply e-mail of the misdelivery and delete all its contents. Opinions, conclusions and other information in this message that do not relate to the official business of Malayan Banking Berhad shall be understood as neither given nor endorsed by it. *****************************************************************************
