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Article Title: Buy Car Insurance Online - 3 Ways to Get the Job Done
Author: Barb Dearing
Category: Insurance, Cars and Trucks
Word Count: 552
Keywords: buy car insurance online,buy auto insurance online,buy car 
insurance,buy auto insurance
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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It is a fact we have to face -- as a society, we have become addicted to 
instant gratification. We demand an instant solution to every problem. For 
example, we no longer want to spend the morning on the phone, talking to 
multiple insurance agents while we shop for car insurance quotes. No, we want 
instant car insurance quotes. And thanks to the modern miracle known as the 
internet, we can have them.

Thousands of consumers are forsaking their local insurance agent and seeking to 
buy car insurance online. It is easy so see why -- the time spent shopping 
online can be a fraction of the time spent talking on the phone with multiple 
agents. But there are several ways to buy car insurance online, and a few 
factors to keep in mind with each. We can begin by taking a quick look at three 
different methods to buy car insurance online. 

1. You can solicit a quote from one specific company. If you have already 
chosen a particular insurance company (perhaps the one with which you are 
already insured), you can submit an application online at the website of that 
particular company. All major insurance companies accept online applications. 

This method allows you to submit the information when it is convenient for you 
-- perhaps in the evening when you have the time but your local insurance 
agency is closed. Then the insurance company will review your application and 
contact you with a quote. They may email the quote or have your local agent 
contact you. The downside is that you will not have quotes from other insurance 
companies for comparison.

2. You can solicit a quote from an online insurer. An online insurer is an 
insurance company that does business only on the internet, such as Esurance. 
They have no local agents and they are not licensed to provide insurance in all 
states. However, if you live in one of the states in which they are licensed 
(they will let you know when you apply), the online insurer will provide an 
immediate quote to you by email. The benefit is the quick response time, but 
the drawback is that once again, you are only getting one quote. To get 
multiple quotes for comparison purposes, you would have to submit applications 
to multiple online insurers.

3. You can solicit multiple quotes from an online quote provider.  An online 
quote provider, such as NetQuote, is a company who has relationships with 
dozens of the largest insurance companies. By submitting one application with 
an online quote provider, you can receive multiple quotes from a number of 
different insurers. Most online quote providers have relationships with all of 
the various kinds of insurance companies, so you are likely to receive quotes 
from local agents in your area, as well as large national insurance companies 
who do business in all fifty states. Depending on the state in which you live, 
you are also likely to receive instant emailed quotes from an online insurer 
such as Esurance. This method allows you to get multiple quotes for comparison 
purposes without having to submit multiple applications. 

Which of these three methods is best for you will depend on the amount of time 
you have to invest shopping for car insurance quotes, and the number of quotes 
you are seeking.

Barb Dearing is a writer specializing in topics that help consumers save money. 
She recommends the following website for free car insurance quotes: 
http://www.shop-car-insurance.com
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