Barb Dearing offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: Young Driver Car Insurance - 5 Ways to Make It Affordable Author: Barb Dearing Category: Insurance, Teenagers, Cars and Trucks Word Count: 493 Keywords: young driver car insurance,teen car insurance Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
Are you dreading the day when you have to add your teen to your car insurance policy? You have probably already heard nightmare stories from friends who added their teen to the family car insurance policy and the result was a 50-100% increase in the overall premiums. Ouch! Many car insurance companies consider drivers under the age of 25 to be at much higher risk for vehicle-related accidents. And if you have driven by your local high school parking at 3:00 lately, you probably know too well the driving habits of young drivers. Yet, there are a few things you can do to help your teen become a safer and cheaper-to-insure young driver. The following five ideas will have a positive impact on your young driver car insurance rates: 1. Keep that driving record clean. Your teen needs to understand the economic, as well as human, impact of reckless driving. Even one DUI infraction can multiply his or her car insurance premium by a factor of ten. And that is not just for one year. The increased annual premium is likely to stay in effect for three years, costing literally thousands of extra dollars in increased insurance premiums. 2. Insist that your teen keep those grades up. Some car insurance companies offer lower rates to young drivers who qualify as full-time high school or college students and maintain at least a 3.0 grade average. It never hurts to ask about it when you are shopping for car insurance quotes! You may even want to offer to help pay a portion of your teen's insurance premium as a reward for those good grades. 3. Consider an accredited driver safety course for your young driver. Some insurance companies sponsor them locally, or check online with the National Safety Council. Your young driver might qualify for a car insurance discount, and is likely to become a safer driver in the process. A double win. 4. Consider a safer car. By avoiding sport cars, expensive cars, and SUV's your young driver may save up to 50% on car insurance premiums. Consider a newer model car with airbags as a cheaper, and safer, alternative for your teen. 5. Stuff the car with safety features. To keep your teen safe, and save on car insurance premiums, consider adding side-airbags, automatic seat belts, and anti-lock brakes to your young driver's vehicle. By considering these five factors that affect teen car insurance, you can make those teen years a little less expensive and a lot more enjoyable. You will also help keep your young driver and her passengers safe, provide an incentive for better grades and help your teen become an all-around better driver. Now that is a win-win-win combination! When you're ready to start shopping for young driver car insurance, consider getting multiple quotes from an online quote provider. You will find that insurance premiums can vary widely for teen drivers, so to get the best rate, make sure you shop for at least five different quotes. Barb Dearing is a writer specializing in topics that help consumers save money. She recommends the following website for free car insurance quotes: http://www.shop-car-insurance.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
