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Article Title: Is Your Financial Plan on Track?
Author: Jay Peroni
Category: Family, Inspirational/Motivational, Christianity
Word Count: 735
Keywords: financial planning, certified financial planner, wealth creation, 
investments, savings
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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You may think, "I cannot succeed financially; there are too many obstacles." 
You may not be able to succeed on your own, but with God by your side, anything 
is possible. He can make things happen that seem impossible. He can open doors 
that you never thought could be opened. Do you have faith that the Creator of 
life can supernaturally turn your financial life around? He can make a way for 
you even when the odds are stacked against you and there appears to be no way. 
Don't see God as a small-sized God but rather a God who can help you accomplish 
anything.

Do you know people who are always negative? Even if something good happens to 
them, they still find something to complain about. You know the type: poor me, 
nothing good ever happens to me, this is just my luck, etc. It is hard to be 
blessed when you cannot recognize a blessing when it comes. Turn your negative 
thoughts into positive responses. Things can always be worse. With God by your 
side, you can get through whatever you face.

Ron hits rock bottom
Ron was at rock bottom. He was in his late forties and about to lose 
everything: his family, his business, and his millions. The 1980s real-estate 
market downturn left Ron with highly leveraged real estate and wiped out his 
net worth in an instant. A "paper millionaire" no longer, he now owed more than 
his properties were worth. To top it off, he was three months behind on his 
personal residence mortgage payments and about to lose that as well. Here Ron 
was, bankrupt, in a failing marriage, and considering ending his life. It was 
painful for him to wake up each day. This went on for months, then years. He 
hung in there, and his family stuck around despite his behavior.

Finally, a friend leveled with Ron. "I know you have been down in the dumps and 
you keep focusing on the life you lost, but think about the living you still 
have left to do. God loves you and can still use you for His good. Focus on the 
good in your life and forget the bad." His friend then challenged him, "Ron, 
don't you think God wants you to do more than you are doing? Don't you think He 
has better things in store for you? You need to stop being so negative!"

All he needed was a new mindset
Ron took the advice to heart and began waking each day with a new mindset. He 
concentrated on the good things in his life and worked hard to turn things 
around. He leaned on God and fought his way out of depression into a life full 
of hope, promise, and a brighter future. He concentrated on restoring his 
broken relationships, building back his finances, and honoring God with his 
attitude.

When Ron turned to God, he found joy, a fresh vision, and a new sense of 
purpose. Life is a precious gift - every second, each breath, and the start of 
every new day. You may never get another opportunity to do the things that 
matter most. You may be so busy that life can pass you by. When you realize 
what's important, and create a plan to make it happen, you will reap the 
greatest rewards. Having a plan is important, but you also need to have a 
personal connection - something that will keep you motivated. There needs to be 
fuel to light a fire under you.

Doughnut Dude Vs. Motivated Mama
Without knowing what is truly important to you, goals have little meaning. Like 
the dieter who says, "Yeah, I'd like to lose the love handles", as he eats two 
more doughnuts, chugs two beers, and watches another episode of Jerry Springer. 
His motivation is at zero. Now add some meaning to your goals and it's a 
different ballgame all together. Take, for example, a woman who has a burning 
desire to lose her post-pregnancy pounds and fit back into her pre-pregnancy 
wardrobe. She wakes at 6:00 a.m. every morning, does sixty minutes of cardio, 
and has been keeping track of her calories. Who do you think is more likely to 
stick with a diet: the Doughnut Dude or the Motivated Mama?  

Are you on track?
God cannot bless the actions you never take.  How are you preparing for your 
future?  Do you know if you're on track?

Jay Peroni, CFP, and author of The Faith-Based Millionaire and The Faith-Based 
Investor.  Jay is also the founder of http://www.FaithBasedInvestor.com, a 
faith-based investing newsletter and the founder of 
http://www.ValuesFirstAdvisors.com a firm dedicated to faith-based financial 
planning.
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