Daniel Major offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: 10 Quick Tips That Will Help to Save Money Author: Daniel Major Category: Finance, Personal Finance, Home Word Count: 799 Keywords: Save money,saving money,debt,frugal,personal finances,debt free,financial freedom,debt elimination Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
Everyone would like to save money if they can and wherever they can and it becomes ever more important when finances are tight so to get you started there are ten tips listed below that are simple to easy to implement and are sure to save you money. 1. When looking at making a large purchase, consider whether or not you actually need it! Sounds like a strange way to save money but if you are anything like me your garage, attic and kitchen cupboards are probably full of stuff that you thought you needed, that you probably used once or twice and then stored away. If you are satisfied and convinced about its necessity it, don't just rush out and buy it from the nearest shop. To make those money savings you need to find the best seller in terms of comparative pricing, quality and market reputation. 2. We all need to renew or replace clothing but the best way to buy quality clothing at low prices is to buy out of season. It may be more difficult to do this for your children as they grow but is certainly a viable way of saving money. It is certainly better to buy better quality clothing that will last longer out of season than lesser quality garment in season for the same price. 3. Use the Internet to shop for the best deals on any financial products you have such as auto insurance, home insurance etc there are many price comparison sites and you can save a considerable amount of money by doing this on a regular basis, every six months say. 4. If you are in an area where there is competition regarding the supply of your telephone and utilities you can check out all of the companies that supply these services and switch to the best priced suppliers. If you are happy with your supplier why not contact them to see if they can offer a better price plan. 5. This really should be at the top of the list but making a monthly budget to regulate your spending will provide clear guidelines that need to be adhered to in order to make those all important savings. 6. I'm sorry, but those lovely extravagant nights out and trips away need to go, why not replace them with more affordable trips to the cinema or local country parks, take picnics instead of eating out etc. Just because you have to cut out the luxurious entertainment it doesn't mean you have to stop enjoying yourself. 7. Good meal planning may sound a little 'betty homemaker-ish' but doing so properly will result in improvements to eating habits and will provide both financial and health benefits, you will also find that you throw less food away meaning you will probably buy a lot fewer groceries. Needless to say, medical bills are expensive and a healthy meal plan will cut down on illness...fact! 8. Sometimes it can be difficult, but ensuring your bills and payments are made on time will avoid any late payment penalties; you have to pay them anyway so make sure they are on time. 9. If you are a two car family, consider the possibility of cutting back on a vehicle. Use public transport or walk when possible or join a car pool. If you can't do without your car look at performing maintenance tasks yourself rather than using a garage, many of the jobs that need doing to your car are easily within the abilities of most people. 10. Ensure you home is insulated correctly; this can save you hundreds every year in heating costs. Many homes will lose money because they lose heat through their poorly insulated roofs, doors and windows. There are countless more ways that you will be able to save money, in fact too many to mention here but these 10 tips are more than enough to save you at least a couple of hundred dollars each and every month. Saving money is important and is a big step towards obtaining financial freedom but what if you have, what seems like an unsurmountable mountain of debt, what then? There is a method of debt elimination that is so effective at removing debt that it has been hidden by the financial institutions that are fearful of its use. This method allows debt be paid off legally in as short a time as 3 years, we are talking mortgage, auto loans, credit card debt, everything apart from your regular living expenses such as utilities. It does not involve filing for bankruptcy and does not require increased payments, although increasing payments will give even quicker results! So, if you think that there is no way out of debt, think again because by implementing money saving techniques and using effective debt eliminating methods you will be debt free before you know it! For more information about the debt elimination process mentioned above as well as varied information on personal finance and debt visit: http://www.creditcardconsolidationloanssite.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
