Know before you refinance

When is it a good idea to refinance? <http://bit.ly/7ykQSN> 

When you refinance to a mortgage with a lower interest rate, you'll save
money each month by lowering your monthly payment, assuming the other
terms of the loan remain the same. However, it costs money to refinance.
The closing costs may include appraisal fees, origination fees,
insurance, and legal costs. Contenue to read the rest answer
<http://bit.ly/7ykQSN> 



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