Date: Fri, 04 Jun 10 02:00:46 -0500
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Sarah P. Shimanski offers the following royalty-free article for you to publish
online or in print.
Feel free to use this article in your newsletter, website, ezine, blog, or
forum.
-----------
PUBLICATION GUIDELINES
- You have permission to publish this article for free providing the "About the
Author" box is included in its entirety.
- Do not post/reprint this article in any site or publication that contains
hate, violence, porn, warez, or supports illegal activity.
- Do not use this article in violation of the US CAN-SPAM Act. If sent by
email, this article must be delivered to opt-in subscribers only.
- If you publish this article in a format that supports linking, please ensure
that all URLs and email addresses are active links.
- Please send a copy of the publication, or an email indicating the URL to
[email protected]
- DistributeYourArticles (www.DistributeYourArticles.com) has distributed this
article on behalf of the author. DistributeYourArticles does not own this
article, please respect the author's copyright and publication guidelines. If
you do not agree to these terms, please do not use this article.
-----------
Article Title: Buying A Home - Why It Pays To Look At Homes Outside Your Price
Range
Author: Sarah P. Shimanski
Category: Buying, Personal Finance, Mortgage
Word Count: 427
Keywords: buying a home, price range, pre-qualification, homes loan, morgage
Author's Email Address: [email protected]
Article Source: http://www.distributeyourarticles.com
------------------ ARTICLE START ------------------
If you're following the recommendation of most mortgage agents and real estate
agents, you're probably using your pre-approval to gauge how much home you can
afford to buy. How much home you can afford depends on several factors such as
your income, expenses, type of financing, roommates, and more. Likewise the
full price range of possible homes you can qualify for will depend on several
factors.
Rather than confining yourself to viewing homes within a narrow price range,
try looking at homes above and below your suggested price range. Without
spending adequate time searching the market, you won't learn what kind of house
and community you want to live in.
Some homeowners mistakenly follow the poor advice of some Realtors and only
view properties in a tight price range. After purchasing a home, they're
shocked to discover larger and nicer homes they could have purchased with some
budget prioritizing and creative financing. By simply switching to an
adjustable rate mortgage (ARM) instead of a fixed rate mortgage, they could
have qualified for a nicer home in a desirable school district.
Make sure you aren't forced to stay within a narrow price range. Check out as
many houses and communities as you can. Unfortunately, many real estate agents
will ask you what your maximum price limit is. This scenario is equivalent to
planning a vacation to a new destination and a travel agent asking you which
hotel you would like to stay in. You'd probably reply saying you didn't know
since you didn't get the opportunity to study any hotel brochures.
This scenario is similar when you go shopping for a house. Be sure you
thoroughly researched what your options are and what type of financing is
available to you. If you're dissatisfied with what you see, don't be afraid to
switch to a different neighborhood. You may just decide to spend more money
for property in a better neighborhood or better school district.
On the other hand you may decide to spend a lot less on a property. Perhaps
$350,000 will satisfy most of your home buying needs. Rather than paying
$475,000 dollars, you can set aside the money and use it to renovate the house,
live a more comfortable lifestyle, or invest in higher paying returns.
It's important to check out a wide array of properties and communities before
you finalize your decision on a home, neighborhood, or price range. Weigh all
your options carefully. Compare all the benefits and features you get with
each particular property. By following these home buying steps, you'll make a
decision you can feel good about.
Looking to find the best deal on a starter home? Then check out Anaheim homes
for sale by visiting
http://localanaheimrealtors.com/anaheim-real-estate-homes-for-sale and use
experienced Anaheim Realtors at http://www.localanaheimrealtors.com
------------------ ARTICLE END ------------------
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Sarah P. Shimanski offers the following royalty-free article for you to pub=
lish online or in print.<br>Feel free to use this article in your newslette=
r, website, ezine, blog, or forum.<br>-----------<br>PUBLICATION GUIDELINES=
<br>- You have permission to publish this article for free providing the "A=
bout the Author" box is included in its entirety.<br>- Do not post/reprint =
this article in any site or publication that contains hate, violence, porn,=
warez, or supports illegal activity.<br>- Do not use this article in viola=
tion of the US CAN-SPAM Act. If sent by email, this article must be deliver=
ed to opt-in subscribers only.<br>- If you publish this article in a format=
that supports linking, please ensure that all URLs and email addresses are=
active links.<br>- Please send a copy of the publication, or an email indi=
cating the URL to [email protected]<br>- DistributeYourArticles (ww=
w.DistributeYourArticles.com) has distributed this article on behalf of the=
author. DistributeYourArticles does not own this article, please respect t=
he author's copyright and publication guidelines. If you do not agree to th=
ese terms, please do not use this article.<br>-----------<br>Article Title:=
Buying A Home - Why It Pays To Look At Homes Outside Your Price Range=0D<b=
r>=0D<br><br>Author: Sarah P. Shimanski<br>Category: Buying, Personal Finan=
ce, Mortgage<br>Word Count: 427<br>Keywords: buying a home, price range, pr=
e-qualification, homes loan, morgage<br>Author's Email Address: sarahpshima=
[email protected]<br>Article Source: http://www.distributeyourarticles.com<br>=
------------------ ARTICLE START ------------------<br><br>If you're follow=
ing the recommendation of most mortgage agents and real estate agents, you'=
re probably using your pre-approval to gauge how much home you can afford t=
o buy. How much home you can afford depends on several factors such as you=
r income, expenses, type of financing, roommates, and more. Likewise the f=
ull price range of possible homes you can qualify for will depend on severa=
l factors.=0D<br>=0D<br>Rather than confining yourself to viewing homes wit=
hin a narrow price range, try looking at homes above and below your suggest=
ed price range. Without spending adequate time searching the market, you w=
on't learn what kind of house and community you want to live in.=0D<br>=0D<=
br>Some homeowners mistakenly follow the poor advice of some Realtors and o=
nly view properties in a tight price range. After purchasing a home, they'=
re shocked to discover larger and nicer homes they could have purchased wit=
h some budget prioritizing and creative financing. By simply switching to =
an adjustable rate mortgage (ARM) instead of a fixed rate mortgage, they co=
uld have qualified for a nicer home in a desirable school district.=0D<br>=
=0D<br>Make sure you aren't forced to stay within a narrow price range. Ch=
eck out as many houses and communities as you can. Unfortunately, many rea=
l estate agents will ask you what your maximum price limit is. This scenar=
io is equivalent to planning a vacation to a new destination and a travel a=
gent asking you which hotel you would like to stay in. You'd probably repl=
y saying you didn't know since you didn't get the opportunity to study any =
hotel brochures.=0D<br>=0D<br>This scenario is similar when you go shopping=
for a house. Be sure you thoroughly researched what your options are and =
what type of financing is available to you. If you're dissatisfied with wh=
at you see, don't be afraid to switch to a different neighborhood. You may=
just decide to spend more money for property in a better neighborhood or b=
etter school district.=0D<br>=0D<br>On the other hand you may decide to spe=
nd a lot less on a property. Perhaps $350,000 will satisfy most of your ho=
me buying needs. Rather than paying $475,000 dollars, you can set aside th=
e money and use it to renovate the house, live a more comfortable lifestyle=
, or invest in higher paying returns.=0D<br>=0D<br>It's important to check =
out a wide array of properties and communities before you finalize your dec=
ision on a home, neighborhood, or price range. Weigh all your options care=
fully. Compare all the benefits and features you get with each particular =
property. By following these home buying steps, you'll make a decision you=
can feel good about. =0D<br><br><br>Looking to find the best deal on a sta=
rter home? Then check out Anaheim homes for sale by visiting http://localan=
aheimrealtors.com/anaheim-real-estate-homes-for-sale and use experienced An=
aheim Realtors at http://www.localanaheimrealtors.com<br>------------------=
ARTICLE END ------------------<br><br>
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