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Article Title: Buying A Home - Should You Buy A Home If You're Single?
Author: Sarah P. Shimanski
Category: Buying, Personal Finance, Mortgage
Word Count: 415
Keywords: buying a home, single homebuyer
Author's Email Address: [email protected]
Article Source: http://www.distributeyourarticles.com
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If you're like many other single people, you may struggle with the decision to 
embark on home ownership.  After finishing their education, many single 
individuals actively pursue their careers, postponing any thoughts of buying a 
home.  While the thought of home ownership may cross their minds, many single 
people figure they'll be married in a few years and address the issue of home 
ownership then.

While this strategy may seem feasible in the beginning, over time many singles 
discover their marriage plans fail to materialize as anticipated.  Yet while 
these individuals continue to wait for the perfect mate, home prices can 
drastically increase.  If these individuals had purchased a home earlier, they 
could have taken advantage of a low interest refinance and paid less than 
renting.  Plus they missed out on valuable tax deductions and an opportunity to 
build a sizable amount of equity.

Statistics reveal one out of seven homes in the United States is purchased by a 
single homeowner.  Over half of those single homebuyers are women.

If you're a single person renting, don't fall into the same trap many a single 
renters do.  Make buying a home one of your first priorities.  If you can't 
qualify for a property on your income alone, consider creative ownership 
options such as roommates, co-owning with family and friends, or finding a 
property with rental units.  Let's examine the benefits other single homebuyers 
have experienced as a result of owning their home:

1)  Owning a home is an achievable goal completely within your control.  
Choosing marriage and starting a family can delay your goals of home ownership.

2)  The process of researching home buying, prioritizing a budget, and making 
sacrifices to accomplish the goal of buying a home instills greater confidence 
for future endeavors.

3)  Owning a home brings terrific tax benefits and an excellent source of 
rental income should you decide to relocate.

4)  After consulting with a mortgage lender or local realtor, many single 
homeowners were surprised to discover the cost of home ownership wasn't much 
more than the cost to rent (before tax deductions).

5)  Owning a home provides a sense of belonging and a place for your friends to 
socialize.

6)  Home ownership provides a valuable financial experience so you can branch 
off into other forms of investments such as IRAs and stocks.

As a single person, you can reap many benefits from owning a home.  Don't make 
the mistake of delaying home ownership until you get married.  Waiting until a 
future event may prove to be as good as waiting indefinitely.


Do you want to buy a home in Orange County?  Then check out these Fullerton 
Realtors at 
http://localfullertonrealtors.com/2010/05/fullerton-realtors-real-estate-agents/
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