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I believe that one problem with the model below in today's environment is the need for strict security. I've worked in banking IT operations all my career. At one location we gave time on the mainframe to a vendor who had some products that plugged into IBM's CPCS (Check Processing Control System) in exchange for free use of his software. I don't believe there is any bank that would do that these days because of security issues.

Tom Kelman
Commerce Bank of Kansas City
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Tom, from my experience in finance-related industry (Futures and Options), I have to agree. The concern for security today is such that most firms wouldn't even let a potential ISV to SEE the computer, much less use it, regardless of any security arrangements, software, etc.

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