ATM is just the teller (i.e. Automated Teller Machine), but there are only two kinds of accounts - debit (deposit) or credit (loan). Most ATMs accept either kind off account, though some are limited as to what banking network they accept.

BTW, for BOA, the card number is just that - the number identifying that particular piece of plastic. The true account number is entirely unrelated to the card number.

Michael

At 05:26 PM 6/17/2022, Tom Brennan wrote:
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With BofA the default seems to be an ATM card that is also a debit card. When one was mailed to me I asked for an ATM card only, and they sent that instead.

On 6/17/2022 2:36 PM, Farley, Peter x23353 wrote:
Curious - How do you get cash at an ATM directly from your checking or savings account without a bank debit card? Using a credit card to get cash from an ATM usually means drawing "Cash Advance" money on that card, which is subject to interest costs on the credit cards I own.

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