Being a RACF geek and a contractor for roughly half my career I've seen most of 
the conventions people have shared here in this thread.  The best laugh I get 
talking with other mainframe geeks though was from a large bank where the 
algorithm went:

First 5 letters of SURNAME + first initial of first name + first initial of 
middle name.  Either of the last two single character fields could be cycled 
upwards alphabetically (starting from 'A')  until a unique string was obtained 
in case the generated one was already allocated to someone.
  
So my middle name is Francis and my userid became CAIRNCF - Cairns was a not 
uncommon surname in these parts, and thus I didn't get my forename in position 
6, but did get my middle initial in position 7.

The unfortunate fellow who's name is indelibly burned into my mind (and no 
doubt he has never heard this story) was Keith Allen Mumford - who the 
algorithm spat out as MUMFOKA...  We decided to simply revoke that userid and 
roll the dice again.

Cheers - Mike 

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