Le 21/07/2023 à 05:31, Timothy Sipples a écrit :
Congratulations to the U.S. Federal Reserve Bank on its launch of FedNow, the
real-time fund transfer system. FedNow has launched with the participation of
several banks of all sizes including (as large bank examples:) JP Morgan Chase,
BNY Mellon, and Wells Fargo.
To connect to FedNow participating banks and other financial intermediaries use freely
available IBM MQ clients. (IBM MQ also supports API access, and that's a future
enhancement planned for FedNow.) Several popular payment-related applications already
support FedNow. The message format is a bespoke ISO20022 XML format. FedNow has a design
goal of continuous service. FedNow is for "small" transactions. The systemwide
per transaction limit is currently $500,000, although participants can choose a lower
limit if they wish.
did the US discover the use of IBAN for the occasion, making
international transfers easier ?
Raphaël Jacquot
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