On 30 September 2013 10:43, John Gilmore <[email protected]> wrote:
> I am not sure just how 'staggering vacations in financial
> institutions' dissolves collusions.  It may well prevent them during
> the interval when either of, say, two colluders is vacationing; but
> there would still be ample opportunity for collusive misbehavior
> during the the nine months (assuming six-week non-overlapping
> vacations for each of two colluders) when both would be present.

I understand that historically, many bank frauds by insiders are
unsustainable; Ponzi or kiting schemes and the like that contain the
seeds of their own failure, and must collapse eventually. Requiring
vacations to be taken may force the collapse and ultimately save the
bank money and reputation.

Tony H.

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