UK Chip & pin only requires a pin code to be entered at time of transaction.

Procedure for online transactions only needs the CCV code (on back of card in signature strip) to be passed along with the card no (16 digits), expiry date, name on card, verification of address on card is used for delivery ONLY.

Card for overseas visitors may be different but normally should also include using the pin code entry at a terminal.

It is normal to try and avoid portable terminals such as paying at a restaurant table and pay at the desk and so remove the risk of someone seeing (and storing) the bluetooth traffic between terminal and docking unit.

Otherwise it appears safe to use. The current flavour of the year is swipe functions that are available on a large number of cards for transaction below £30 ($50 US) for small type transactions such as buying coffee, food to go, transport tickets on buses and underground although I do not use that function myself as I do not trust it.

C & P (chip and pin) has been in use in the UK (and Europe) for some years.


On 22/11/15 07:40, Aled Hughes wrote:
Just chip, Martin. I got a new chip card last week and used it at Tesco in the 
UK. Sure, it had to read the chip and could not be swiped, but no PIN, just 
sign as usual and compare signatures - seems the Brits are much more stringent 
in checking signatures on cards than in the US.
ALH


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