also, fyi, from what I understand there is only one or two equine
insurers in the US, but many brokers, in many states.  so its not
going to vary that much from broker to broker.  unless of course the
broker is trying to make a little extra, so you should shop around.
another thing that increases value is has the horse been shown, and if
so they ask for records, if it won, how many it beat etc, which was
interesting.
Janice
-- 
yipie tie yie yo

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