Something all college students and recent graduates should be made aware of.
:)

-rick
Infowarrior.org

September 29, 2004
Digital Image Act Spells End of Check 'Float'
By Clint Boulton

Banks are facing a new federal regulation that greenlights digital checks in
lieu of paper documents.

While a hassle for the financial services space, Check Clearing for the 21st
Century Act, or Check-21, is creating new opportunities for archiving
service providers and storage vendors.

Check 21 ends the float time for checks to clear, freeing up banks to use
digital copies of checks in place of paper. Called image replacement
documents (IRD), they have the same legal status as their paper
predecessors.

The digital image checks clear immediately. Paper checks generally require a
day or two to be processed.

< snip >

http://www.internetnews.com/ent-news/article.php/3414351


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