Hi Anders this is Paulo Newlands fm Brazil. Yr description abt Sweden way of payment does not made it fully clear to me. I have developed a payment security system (if I am not wrong I have already sent it to you in a previous old email) and I will be thakful by receiving an elaborated description of the Sweden system including the meaning of EMV cards and PKI. Rgds Paulo
----- Original Message ----- From: "Anders Rundgren" <[EMAIL PROTECTED]> To: "internet-payments" <[EMAIL PROTECTED]> Sent: Saturday, September 18, 2004 1:50 AM Subject: EMV cards as identity cards > In Sweden banks are combining the EMV payment application(s) > with a separate identity application using PKI. The reasons are > obvious, one card does it all. > > The drawback is that the card holder's identity including social > security numbers etc. is available for any merchant terminal > to read if they want, as the public keys (certificates) are not > protected by PIN codes etc. If they were protected the card > would be incompatible with existing software and become > harder to use so that is not an option. > > I would like to hear if anybody have heard of similar efforts > in other parts of the world. > > Anders Rundgren >