Hi Anders this is Paulo Newlands fm Brazil.
Yr description abt Sweden way of payment does not made it fully clear to me.
I have developed a payment security system (if I am not wrong I have already
sent it to you in a previous old email) and I will be thakful by receiving
an elaborated description of the Sweden system including the meaning of EMV
cards and PKI.
Rgds Paulo

----- Original Message -----
From: "Anders Rundgren" <[EMAIL PROTECTED]>
To: "internet-payments" <[EMAIL PROTECTED]>
Sent: Saturday, September 18, 2004 1:50 AM
Subject: EMV cards as identity cards


> In Sweden banks are combining the EMV payment application(s)
> with a separate identity application using PKI.  The reasons are
> obvious, one card does it all.
>
> The drawback is that the card holder's identity including social
> security numbers etc. is available for any merchant terminal
> to read if they want, as the public keys (certificates) are not
> protected by PIN codes etc.  If they were protected the card
> would be incompatible with existing software and become
> harder to use so that is not an option.
>
> I would like to hear if anybody have heard of similar efforts
> in other parts of the world.
>
> Anders Rundgren
>

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