Investors find myriad ways to bet on falling market
If regulators think they can stop all betting against financial stocks by
banning short selling, they might want to think again.

Following the emergency bans, investors have found myriad ways to bet on a
falling market -- whether it's shorting proxies for the financial sector,
shorting bonds, or buying index options.

"The way of the capital market has always been to innovate. This is
dangerous ground ... but people will try and find a way to make the market
tilt a little more in their favor," said Stephen Pope, chief global market
strategist at Cantor Fitzgerald Europe in London.

Stock market regulators across the world, led by Britain and the United
States, have introduced curbs on short-sellers, who borrow shares and sell
them in the hope of buying them back at a lower price to make a profit.

The restrictions, which mainly apply to financial companies or those with
financial arms, are part of regulatory attempts to calm panicky markets.

It didn't take long for alternatives to surface.

"Investors are realizing that the easiest way is to sell the proxy plays
that have exposure to the financial sector," said Darren Sinden, sales
trader at Lite Financial in London.

"Another route is to sell the investment trusts that have large holdings in
banks, and hope that the discount to asset value will widen, though
liquidity is an issue."

STILL POSSIBLE

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In the United States, some hedge funds are closing out existing short
positions in financial stocks and using equity derivatives to replace them,
according to bankers.

"The SEC has not banned (all) trading in derivatives in these stocks, so
it's still possible for people to take short positions," said James Angel,
associate professor of finance at the McDonough School of Business at
Georgetown University in Washington.

The SEC has banned anyone other than market-makers from opening new short
positions using derivatives, but this is hard to police, market participants
said.

That is because these trades can be done in the unregulated over-the-counter
market.

Banks are required under the SEC ban to make sure that any transaction they
complete with a customer does not increase the customer's net short position
-- but there is no hard and fast rule for how the bank should ascertain
this.

"The SEC has what I call a 'don't ask, don't tell' policy... however, most
market makers don't ask," said Angel.


BUYING PROTECTION

Another way around the short-selling bans is to take out bank credit default
swaps (CDS) -- the cost of insuring against debt default. If you expect a
company to suffer, you could buy protection against it defaulting in the CDS
market. Investors stand to gain if spreads widen for any reason.

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"Then perhaps also there might be certain contracts that you can run based
upon how Euribor or also sterling Libor are performing if you are not
comfortable with how the banking structure is overall," Pope added. "You
might be able to take some over-exposure upon where Libor will go."

Key interbank Euribor lending rates hit a fresh set of highs on Thursday on
money market anxiety about whether lawmakers will pass a $700 billion plan
to bail out the U.S. banking industry.

Other methods around the bans include buying put options on indexes -- or
betting that a whole index will be dragged down by financial stocks.

This is less effective than in the past because the weight of financial
stocks in indexes has diminished. Data from derivatives exchange Liffe,
owned by NYSE Euronext, also shows that puts on index options have, on
average, decreased since the short-selling ban.

REAL BEST

Then there are straight bets.

BetsForTraders.com, a website that offers fixed odds financial betting, says
it has seen a surge in the number of bets placed against banking stocks
following the bans, with the more popular stocks being Royal Bank of
Scotland, Lloyds TSB, Barclays, Goldman Sachs, Citigroup and Morgan Stanley
.

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"We get a lot of people in the City, and see several email addresses from
investment banks. There's lots of business from Asia and continental
Europe," said Ryan Kneale, market analyst at the 18-month-old website,
adding that its biggest accounts ran into "six figures."

Spread betters, regulated by Britain's Financial Services Authority, said
they were not offering shorting opportunities on financials.

Finding companies whose shares rise and fall with the financial sector is a
popular alternative to shorting.

"We've been shorting Thomson Reuters, for example, and Man Group has also
been heavily sold," Lite's Sinden said.

Thomson Reuters' Markets division provides news and information to the
financial sector. Man Group is a hedge fund manager whose shares have lost
18 percent this week.

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A source close to Man Group said it had asked the FSA for coverage under the
ban. Thomson Reuters declined to comment.

Investors are looking for even less direct ways of reducing exposure to
financials.

"The other possibilities are selling groups like Michael Page, Hays and
Adecco, or looking for companies that were service providers to Lehman and
Merrill," Sinden said.

Most members of the ET awards jury who participated in a lively discussion
on India's prospects in the backdrop of a global slowdown felt the economy
will grow by 7% to 8% in 2008-09. The chairperson of the ET jury and global
head of Pepsico, Indra Nooyi, chose to link India's fate more directly with
that of the United States.

She said India's GDP would most likely grow at 6% higher than that of the
United States. So, if the US growth rate is, say 1% in 2008, then India's
GDP should grow at 7%. In effect, Nooyi clearly believes in pretty much a
linear coupling of growth between India and the US.

The head of global markets for Deutsche bank, Anshu Jain, was optimistic
that India could post a GDP growth of up to 7.5%. So were other jury members
such as Stanchart Global Head Peter Sands and HDFC chairman Deepak Parekh.
Indeed, what was interesting was a general note of optimism among these
business leaders about India's domestically driven growth story.

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Union minister for commerce and industry Kamal Nath too pointedly argued
that India will grow even bigger as a "parking lot" for global investments.
It is here that consumer demand will grow consistently over the next few
decades and give the best return on investment.

Of course, the debate over how much India is coupled or decoupled with the
United States economy remains a hotly contested subject. If Indra Nooyi is
to be believed there is a one-to-one relationship between the two. Sure,
there are many who do not subscribe to this.

They claim India may be coupled in a short to medium term, but is certainly
decoupling in the longer run. However, there seems to be a consensus that in
the short to medium term India, and indeed other fast growing emerging
economies, will get hit by a US recession.

Even if India's GDP growth decelerates by 2-3 percentage points, it is bound
to cause pain. Businesses will have to undergo belt tightening through 2008
and 2009. Let us face it. The unprecedented growth party of 2003-08 could
not have gone on forever. However, even as the three big OECD economic blocs
— US,EU and Japan — gradually slip into a recession, the only beacon of hope
is provided by the growing markets of India, China and the other emerging
economies.

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