India should push ahead with hiking prices of domestic fuels

India's annual GDP growth accelerated to 9.3% in the three years to 2007-08
owing mainly to three key drivers: (1) greater impact and acknowledgement of
favourable structural factors; (2) strong global cyclical growth uplift; and
(3) exceptionally easy global liquidity conditions and heightened risk
appetite that caused a surge in capital inflows into emerging economies,
including India.

The structural factors driving India's economic rise remain well entrenched
and thus safeguard the attractive medium-term outlook. However, the other
two factors have reversed course, and will undoubtedly extract a price for
the excesses of recent years.

Growth will slow down this year and next, led by deceleration in investment
spending, and some rolling over in consumption. GDP growth will moderate to
a touch over 7% next year, not a bad outcome considering the global backdrop
and the domestic constraints, but lower than the sustained 9% or so several
businesses and investors had unrealistically assumed.

The impact of the global mayhem will be transmitted via softening external
demand and lower capital inflows, especially portfolio investment. The
reversal in foreign capital inflows, which is already playing out, will
affect local money market liquidity and the rupee.

Policymakers here are well positioned to cushion the adverse impact, owing
mainly to the sensible approach by the former Reserve Bank governor Y V
Reddy, which also sets the stage for greater liberalisation now. The policy
response in the coming months will be a reverse of what happened over the
last 2-3 years when the RBI was faced with surging capital inflows, and had
to hike the cash reserve ratio (CRR) and check rupee's appreciation.

Now, the worsening balance of payments will adversely affect local money
market liquidity, and also put pressure on the rupee to weaken. Interest
rates for non-resident Indians have already been increased, and will likely
to be increased further. Also, policymakers will ease the restrictions on
capital inflows to ease dollar supply, though it will now be far more
expensive for firms to borrow internationally.

Intervention in the foreign exchange market to check rupee's weakness will
tighten local liquidity, which in turn will set the stage for unwinding of
securities issued under the market stabilisation scheme, and for cuts in
CRR. Real interest rates are pretty high (ignore those who were screaming
for rate cuts some time back but now argue that real rates are too low!)
Expectations of lower inflation will also prompt significant reversal in
interest rates.

Given the local constraints and the global backdrop, last week's quasi and
temporary cut in the statutory liquidity ratio (SLR) was perhaps the only
workable option, especially since the central bank cannot cut CRR just yet.

Still, it also shows the ad-hocism in policymaking due to, among other
things, exceptional and adverse global factors, the need to check rupee
depreciation and the fiscal bleeding that is forcing banks to lend to the
state oil companies. Indian policymakers cannot control global factors, but
they should push ahead with increasing local prices of some fuels, so as to
check the fiscal mess.

The greatest challenge for policymakers will be to deflect bad advice, and
there has been plenty going around in recent years. It is ironic that those
who were rooting for a free-floating rupee when it was under pressure to
appreciate appear to have done a convenient about-face and are now making
the case for greater intervention by the RBI to prevent rupee weakness! It
is worth remembering that currency flexibility is part of the solution, not
part of the problem.


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