Saya "terjumpa" benda ni... boleh dibuat perbandingan :(
- TokMod
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Cuba kita renung2kan...Problem kat Malaysia. No wonder menteri selalu
cakap Malaysia Boleh...sebab sepatutnya tak boleh tapi boleh
(survive...) 2-3 bulan lepas depa kata rakyat malaysia mesti tukar life
style. Kena jimat cermat...macam mana tu...tak payah makan, tak payah
hantar anak tuisyen...atau tak payah pakai kereta atau tak payah bayar
indah water. Cuba tengok macam mana sorang executive kat Malaysia,
earning rm3000 nak hidup. Ini baru kat seremban...tak berani nak check
kat kl, penang. ---malaysia boleh...(?) boleh pengsan!!!!
What Expenses/ mth Remark EPF contribution 330 No choice Socso
contribution 10 No choice Phone bills 80 Cannot talk long or call
outside the state. Electricity 80 No air-cond, water heater Son
Tuition 100 2 subject with the school teacher. Other subject teach by
father Water bills 20 Use semi auto washing machine. Auto use a lot
of water Car installment 290 Iswara aeroback - purchase 2 years ago.
9 years installment - cannot let go as finance more than market price
Car maintenance 30 Non branded engine oil, basic maintenance
Insurance 100 Medi- card cover whole family (normal coverage) Petrol
300 Wife send & pick husband to work, children to school. Only based on
1 car Parking 20 Sometimes toll, sometimes parking in town House
installment 450 Single storey house loan for 25 years (10% downpayment
borow from gandmother). Cannot buy low cost Son pocket money 24
RM1/day but extra RM1/week for extra korikulum. Maybe just buy and eat
bread Father pocket money 100 RM5/day. Father has to take the tarik
and roti canai during breaktime, lunch and tea break at work Father
handphone top up 50 Pre-paid. Just in case any emergency. Just call
when needed. School fee -prorate 20 Government normal fee School
misc, books 20 Buy exercise book, pencil colour Daughter milk 70
Normal Everyday milk, not with extra vitamin Daughter misc 60 Mainly
diapers Family meal 450 Rm15/day(dinner for all, lunch for wife and
son) Family misc 200 Shampoo, soap, cheap lipstick for
wife,detergent, softener, dish wash soap - cap kapak, change cooking gas
and others Car insurance+ roadtax 40 After deduct NCD Housing tax-
prorate 25 Cukai tanah, cukai pintu, quit rent Picnic nearby living
area 30 Cook extra mee-hoon with chicken and buy sunquick drink. Cannot
rent anything like kayak. Bring old newspaper, eat and swim, the go
back. Family saving 100 For rainy day (or future investment if
nothing happen) IndahWater 8 NO choice
Total 3007
Balance -7
To avoid
Astro
Cinema
DVD/VCD
Mc Donald
Pizza
KFC
Visitor
Pasar malamwith kid - later need to buy burger, toy. Extra cost
Buy new clothes - mus wait how much bonus announce
Income tax
Another maternity
Happy Family Biodata
Father - 32 years old with RM3000/ month income (executive in private
sector)
Mother - X-Clerk in private sector (resign after 2nd birth, nobody take
care the daughter)
Son - Standard 2 in government school
Daughter - 1 years old
