Jim,

           The answer to that question is "Yes," in regard to any e-mail 
message you might generate.  Neither HTML or plain text message formats support 
inline attachments, so anything you might attach to a message composed in those 
two formats will be a conventional attachment.

           The answer is, of course, "No," as far as what you might receive 
from others, particularly forwarded messages that were originally composed in 
RTF and in which the forwarder has included an inline attachment.

           Another big advantage of either HTML or plain text formats is that 
they are, relatively speaking, more secure and less subject to exploits than 
RTF format is.

Brian

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