Disclaimer: I have not been involved in this in any way...
https://www.w3.org/Payments/IG/wiki/Main_Page/ProposalsQ42015/SCAI

Anyway, since the purpose is creating a single object eventually holding all 
contributions (like a multi-step block-chain), a scheme where signatures 
effectively hide the content doesn't appear to be the right solution.  
Incompatibility with JSON schema and bigger size [1] compared to clear-text 
solutions may also prove to be a hurdle for JOSE for business messaging.

Personally I think it would be better creating a JOSE2 where the existing JOSE signature 
algorithms and [most of the] key-words are applied to an ES6-compatible [2] 
"in-object" JS/JSON signature solution.

- Anders

1] in a scheme using the depicted 6 envelopes the difference may easily be a 
factor 2.5 or more.

2] As implemented in Chrome, Firefox, and Safari.

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