>Reply-To: [EMAIL PROTECTED]
>Subject: [CrashList] Ft: Korean bail-out plan backfires

>By John Burton in Seoul
>Published: May 17 2000 22:05GMT | Last Updated: May 17 2000 23:52GMT
>
>
>
>A proposal by South Korea's finance ministry to provide Won30,000bn
>(�18bn) to save faltering investment trust companies (ITCs) has
>stirred up a political furore as fears grow that the nation is on the
>verge of a new financial crisis.
>
>The debate is a symptom of the disappointment that Won64,000bn in
>state funds already spent has failed to stabilise the debt-heavy
>financial sector.
>
>Although the government has saved banks from collapse by
>recapitalising and nationalising them, the ITCs have emerged as a new
>source of trouble. Redemptions from the ITCs, the biggest buyers of
>shares and bonds in Korea, have accelerated recently since they
>reported big losses on bonds issued by the Daewoo group, which
>collapsed last year.
>
>Further losses are expected if the government proceeds with plans
>requiring the ITCs to value their bond holdings at market value
>rather than inflated book value from July 1.
>
>The potential losses could further undermine investor confidence and
>force the ITCs to dump shares as they struggle to raise capital to
>meet redemption payments.
>
>The financial troubles at the ITCs have depressed the Seoul bourse,
>down 26 per cent this year.
>
>Although few question the need for a state rescue of the ITCs, many
>doubt the ministry's latest plan to raise half of the Won30,000bn by
>selling non-performing loans acquired from the banks and issuing
>asset-backed securities instead of drawing on government coffers.
>
>"The proposal is unworkable. The only solution is for the national
>assembly to approve the issuance of treasury bonds to finance the
>clean-up," says Brian Hunsaker, research head at Dresdner Kleinwort
>Benson in Seoul.
>
>But that would mean an embarrassing loss of face for the government
>and particularly Lee Hun-jai, finance minister, who promised that no
>more state funds would be needed to save the financial system after
>Won4,900bn was injected into the two biggest ITCs, Korea and Daehan,
>this week.
>
>Mr Lee argues that providing more state funds would only increase the
>risk of moral hazard. But critics say the government has done little
>to improve the competitiveness and management practices of banks and
>other financial institutions that have already received state money.
>
>Doubts about the restructuring of the financial system are reflected
>in the low share prices for the nationalised banks, which has delayed
>plans by the government to reprivatise them by selling stakes.
>
>The main opposition Grand National party, which has the most seats in
>the hung parliament, has indicated it would approve more funds for
>the ITCs, but only after a review of the financial restructuring is
>conducted.
>
>Park Tae-joon, the relatively powerless prime minister, yesterday
>broke ranks with the government of President Kim Dae-jung by calling
>for parliamentary approval of more state funds "to keep the process
>transparent".
>
>Analysts think the government can afford to give more funds to the
>ITCs, as its budget deficit is not large at an estimated 4 per cent
>of gross domestic product.
>
>
>
>from ft.com
>
>
>
>
>
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