From: "Walter Lippmann" <[EMAIL PROTECTED]>
Reply-To: [EMAIL PROTECTED]
Date: Wed, 8 Aug 2001 09:12:35 -0700
To: "CubaNews" <[EMAIL PROTECTED]>
Subject: [CubaNews] Argentines wary of banks hide cash

Published Wednesday, August 8, 2001
in the Miami Herald
Argentines wary of banks
hide cash in safes, yard
BY MICHAEL SMITH
Bloomberg News

BUENOS AIRES -- Argentines, who are draining $220 million a
day from their bank accounts, are hoarding money at home -- in
safes, dirty laundry and under ground.

Argentina's biggest safemakers say sales are surging, with
Cajas de Seguridad Trella expecting customers to buy 200 safes
this month, double the average. Argentines unable to afford
in-home safes, which sell for as much as $3,000, say they've
buried cash in their backyard, hid it in ovens or stuffed it
into hampers.

``People are taking precautions against a collapse,'' said
Domingo Tremelite, co-founder of Cajas de Seguridad Trella.

Argentines have become skittish about keeping money in banks
on concern the government may freeze accounts to stem the
outflow of capital and avoid default on $130 billion of debt.
The country's cash and gold reserves have fallen 25 percent
since the end of June, dropping $690 million on Friday alone
to total $15.7 billion.

In downtown Buenos Aires, about 65 people lined up to withdraw
dollars at state-owned Banco de la Naci�n's main branch in
Buenos Aires after another of the bank's branches said it had
run out of the U.S. currency.

``A lot of people are worried the banks are going to fall so
they'd rather have dollars at home,'' said Alejandra Gaba, 26,
a customer sales representative for a mobile phone company.

At the same time, the International Monetary Fund's agreement
to speed up a $1.2 billion loan payment eased concern the
government would miss debt payments in the next two months.
Argentina's benchmark floating rate bond rose 2 to an offer
price of 68.625 to yield 30.4 percent. The yield has climbed
from about 17.5 percent at the start of last month on concern
the government may default.

Analysts say they're focused on the rate of bank withdrawals
as they try to determine if the government can keep the peso
pegged at a one-to-one rate against the dollar and avoid
default. In Argentina, the dollar is used as a second currency
to the peso, accepted by stores and restaurants and available
at any bank automated teller machine.

Deposits at nongovernment Argentine banks have dropped by
7.6 percent, or $5.6 billion, from their three-month peak on July 4.
On Aug. 2, the most recent figures available, bank deposits
fell by $125 million.

Buying a safe is among the most expensive options for
Argentines afraid to keep their money in banks.

A simple lock box can cost $100 in Buenos Aires, and high-end
models can go for as much as $3,000.

Home safe producers say customers are buying everything from
lock boxes to fireproof safes with digital combinations.

Talleres Fenix in Buenos Aires said sales of safes have jumped
28 percent since April. Home safemakers haven't seen such a
surge in sales since just before the country fixed the peso to
the dollar to tame hyperinflation in 1991.

Instead of putting their paychecks in the bank, Argentines
crammed dollars into safes as a hedge against soaring prices
and a falling currency. After the new currency system started,
Argentines started pulling cash from their safes, and putting
it into banks, said Ferm�n Garc�a, a partner at Talleres
Fenix.

Now, the failure the government's struggle to keep the fixed
exchange rate in place is drumming up new business for
Argentina's safe dealers, he said.

``This isn't the first time this has happened, this total lack
of confidence in the banks or the financial system,'' said
Tremelite. ``It seems to be an illness here that keeps
coming back.''


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