> -----Original Message----- > From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] > On Behalf Of Bev Walker > > > If I've spent hours and hours making a piece of lace, I want it to > > reach its destination. If that doesn't happen, insurance > money won't > > replace the item. > > Spot on.
However, I think that you would be very surprised just how much it bothers you if you are offered **nothing** for your loss, even though you had paid for insurance. When I shipped our family antiques, and one box arrived with the contents in smitereens, I didn't expect to get a lot of money, or to be able to replace our memory-filled items. I thought I might be offered $25-$50, even though I knew the worth was much higher. But I was really angry, and in fact am still angry when something reminds me, that I was not only offered nothing, but was also insulted by the rationale for not compensating my loss. So, even though the lace can't be replaced, my advice is if you do insure it, do the job right and get it appraised. If you ship something that can be broken, try to find out what the packing requirements are. My own course now when shipping is to take my chances and leave the insurance to other, still innocent, customers. BTW, when I enter my lace in the regional New England competition (CraftAdventure), I'm required to fill out a form stating the value. The form requires the use of a formula, which is as described in some earlier emails: hours x a specified minium per hour + the cost of materials. I am always staggered and bemused when I arrive at the final sum -- since it is usually in the thousands, I know for **darn sure** that the insurance company won't pay that out. Anyway, this form is now required because a fire sprinkler system in the old building went off and stained all of the textiles with rusty water. Insurance wouldn't cover the loss, I surmise, because of the lack of a formal stated value. Regards, Carolyn - To unsubscribe send email to [EMAIL PROTECTED] containing the line: unsubscribe lace [EMAIL PROTECTED] For help, write to [EMAIL PROTECTED]
