On 15 January 2014 01:22, Kaito Michishige <[email protected]> wrote:
> I'm trying to move away from YNAB due to its dependency on Adobe AIR, and
> the fact that running it on Linux just gets harder over time. However, I'm
> really fond of YNAB's budgeting model, which I like to call the "bucket
> model". Essentially, every time you acquire some money, you register the
> income, and then pour this money into "budget buckets". Each bucket
> corresponds to an expense category. Every time you spend money in that
> category, you "take" money from the corresponding bucket.
>
> I was thinking that I could just subdivide my accounts like
> "Assets:Checking:Food", and then query "Assets:Checking" for an overall
> balance, along with the balance of each "bucket". The issue I'm facing is
> tracking  the cash I carry around, which would not be in "Assets:Checking",
> but in "Assets:Cash" instead. For petty expenses, I can just assign it to
> "Expenses:Cash", and treat it as spent, but I often withdraw money to pay
> for non-trivial things, such as dining at a place that doesn't accept cards.
> YNAB "solves" this by keeping the buckets and accounts separate, but I'm not
> sure if I can do the same with Ledger. I was thinking virtual transactions
> and accounts might help me solve it, but I'm having trouble visualizing a
> solution.
>
> Unfortunately, the built-in budget model using periodical expenses doesn't
> suit me, since my income and expenses vary wildly month to month.
>
I would use virtual transactions, have a look at the following blog
post to get some ideas on how someone else did it.

http://www.petekeen.net/program-your-finances-automated-transactions

Cheers,
Pete

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