At Tue, 14 Jan 2014 06:22:15 -0800 (PST),
Kaito Michishige wrote:
> 
> I'm trying to move away from YNAB due to its dependency on Adobe AIR, and 
> the fact that running it on Linux just gets harder over time. However, I'm 
> really fond of YNAB's budgeting model, which I like to call the "bucket 
> model". Essentially, every time you acquire some money, you register the 
> income, and then pour this money into "budget buckets". Each bucket 
> corresponds to an expense category. Every time you spend money in that 
> category, you "take" money from the corresponding bucket.
> 
> I was thinking that I could just subdivide my accounts like 
> "Assets:Checking:Food", and then query "Assets:Checking" for an overall 
> balance, along with the balance of each "bucket". The issue I'm facing is 
> tracking  the cash I carry around, which would not be in "Assets:Checking", 
> but in "Assets:Cash" instead. For petty expenses, I can just assign it to 
> "Expenses:Cash", and treat it as spent, but I often withdraw money to pay 
> for non-trivial things, such as dining at a place that doesn't accept 
> cards. YNAB "solves" this by keeping the buckets and accounts separate, but 
> I'm not sure if I can do the same with Ledger. I was thinking virtual 
> transactions and accounts might help me solve it, but I'm having trouble 
> visualizing a solution.
> 
> Unfortunately, the built-in budget model using periodical expenses doesn't 
> suit me, since my income and expenses vary wildly month to month.

Hi Kaito,

Maybe these messages regarding “rollover” or “envelope” (I don’t know
if there is a difference) budgeting will help.

https://groups.google.com/d/msg/ledger-cli/49rRWIz3nDY/5Npymvso2UkJ
https://groups.google.com/forum/#!msg/ledger-cli/izsp0-Fn5qs/NSH339EhB1sJ

best, Erik

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Sent from my free software system <http://fsf.org/>.

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